8022 Waterset Cir, Minnetrista (Mound), MN 55364 Property Records

Hennepin County property record for 8022 Waterset Cir, Minnetrista, MN 55364

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,050 sqft · built 2020
Lot Size	2.86 acres (125,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,030,000 (Jul 2024)
Tax Bill	$11,363 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-117-24-44-0008`

Property Details

APN / Parcel Number

Primary APN	`20-117-24-44-0008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,050 sqft Living Area
Gross Area	3,754 sqft
1st Floor Area	2,050 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Lot Area	125,017 sqft
Garage Type	Attached
Garage Area	1,368 sqft
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	8022 WATERSET CIR
City	MOUND
State	MN
Zip	55364-9495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 003 BLOCK 002 A WATERSET INCLUDING ADJOINING VACATED STREET IRREGULAR
Legal Range	24
Legal Township	117
Legal Section	20
Legal Quarter	44
Legal Subdivision	WATERSET
Legal Block	2
Legal Lot Number	3
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETRISTA
Census Block Group	1
Census Block	1021
Census Tract	27701

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8022 WATERSET CIR, MOUND, MN 55364-9495
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 25, 2020	Deed of Trust, Mortgage WELLS FARGO BK
Dec 19, 2019	Deed of Trust, Mortgage AMERICAN MTG & EQUITY CNSLTS I
Dec 19, 2019	Deed of Trust, Mortgage AMERICAN MTG & EQUITY CNSLTS I
Jan 31, 2019	Warranty Deed, Subdivision Related Transfer · Line of Credit CITIZENS ALLIANCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2024 · Amount on Record
Deed Sale	Jul 26, 2024 · Amount on Record
Prior Sale	Jan 31, 2019 · Amount on Record
Deed Document Number	202411301332
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	8022 WATERSET CIR, MOUND, MN 55364-9495
Transaction Type	Mortgage
Record Updated	Oct 7, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8022 WATERSET CIR, MINNETRISTA, MN 55364-9495
Investor	Possibly a Property Investor

Mortgage

Document Number	0A11404780
Date	Sep 23, 2025
Instrument	A11404780

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	8022 WATERSET CIR, MOUND, MN 55364-9495
Document Number	0010832098
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8022 WATERSET CIR MINNETRISTA MN 553649495, MINNETRISTA, MN 55364-9495

Mortgage

Document Number	0010832098
Date	Aug 31, 2020
Instrument	10832098

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	8022 WATERSET CIR, MOUND, MN 55364-9495
Document Number	0010776273
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8022 WATERSET CIR MINNETRISTA MN 553649495, MINNETRISTA, MN 55364-9495

Mortgage

Document Number	0010776273
Date	Apr 16, 2020
Instrument	10776273

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	EDINA, MN 55439

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	8022 WATERSET CIR, MOUND, MN 55364-9495
Document Number	0010739228
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8022 WATERSET CIR MINNETRISTA MN 553649495, MINNETRISTA, MN 55364-9495

Mortgage

Document Number	0010739228
Date	Dec 23, 2019
Instrument	10739228

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	EDINA, MN 55439

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

Interest

Rate Type	Fixed Rate

January 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 31, 2019
Property Address	8022 WATERSET CIR, MOUND, MN 55364-9495
Document Number	0010634042
Instrument Date	Jan 29, 2019
Instrument	10634042
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 20, 2019
Title Company	TITLE MARK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$714.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7400 EDGEWOOD DR MINNEAPOLIS MN 55426, MINNEAPOLIS, MN 55426

Mortgage

Document Number	10634043
Date	Jan 31, 2019
Instrument	10634043

Lender

Name	CITIZENS ALLIANCE BK
Type	Bank
Address	WATERTOWN, MN 55388

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 30, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetrista City
Unified School District	Watertown-Mayer Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,363.00 (+21.93%)	$984,000 (+18.03%) Land $494,500 Building $489,500	$984,000 (+18.03%) Land $494,500 Building $489,500
2024	$9,319.00 (+2.93%)	$833,700 (+0.81%) Land $375,000 Building $458,700	$833,700 (+0.81%) Land $375,000 Building $458,700
2023	$9,054.00 Homeowner's exemption
2022		$827,000 Land $375,000 Building $452,000	$827,000 Land $375,000 Building $452,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Mediacom Xtream Fiber · Cable in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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