8021 Carmel St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8021 Carmel St, Gilroy, CA 95020

Property Summary

Property Type	Bank, Financial Building
Details	3,319 sqft · built 1958
Lot Size	0.199 acres (8,668 sqft)
Owner	Company Name on Record
Last Sale	$398,000 (Mar 2016)
Tax Bill	$5,813 (2025)
Deeds & Mortgages	Jul 2020 Construction Loan Oct 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`790-32-033`

Property Details

APN / Parcel Number

Primary APN	`790-32-033`

Interior

Stories	1 Story
Building Area	3,319 sqft Total Area
Gross Area	3,385 sqft
1st Floor Area	3,319 sqft
Elevator	Elevator

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1965
Architectural Style	L-Shape
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	8,668 sqft (0.199 acres)
Lot Dimensions	100 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	8021 CARMEL ST
City	GILROY
State	CA
Zip	95020-4300
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	C1
Legal Description	LOT 1
Legal Subdivision	THE LOUPE ET AL NORTHERN ADDITION
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1031
Census Tract	512513

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 513, MORGAN HILL, CA 95038-0513
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Construction Mortgage FREMONT BANK
Oct 23, 2019	Deed of Trust, Mortgage REDWOOD MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2016 · Amount on Record
Deed Sale	Mar 11, 2016 · Amount on Record
Prior Sale	Apr 13, 2010 · Amount on Record
Deed Document Number	201623242290
Prior Transfer Date	May 3, 2011
Prior Transfer Doc	0000069639
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8021 CARMEL ST, GILROY, CA 95020-4300
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024555959
Date	Jul 28, 2020
Instrument	24555959

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2030

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8021 CARMEL ST, GILROY, CA 95020-4300
Document Number	0024322137
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7541 TROON CT GILROY CA 950203076, GILROY, CA 95020-3076

Mortgage

Document Number	0024322137
Date	Nov 5, 2019
Instrument	24322137

Lender

Name	REDWOOD MORTGAGE CORP
Type	Bank
Address	SAN MATEO, CA 94402

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$465,474 (+2%) Land $156,968 Building $308,506
2025	$5,813.00 (+1.61%)	$456,348 (+4.04%) Land $153,891 Building $302,457
2024	$5,721.00 (+0.62%)
2023	$5,686.00 (+1.72%)	$438,629 Land $147,916 Building $290,713
2022	$5,590.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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