8020 Morrow Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 8020 Morrow Rd, Clay, MI 48001

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 4,166 sqft · built 1957
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Oct 2025)
Tax Bill$4,425 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Apr 2022 Transfer
Flood ZoneZone X (minimal risk)
APN74-14-029-1006-000

Property Details

APN / Parcel Number

Primary APN74-14-029-1006-000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Building Area4,166 sqft Living Area
1st Floor Area4,166 sqft
Basement Area3,014 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Lot Area435,600 sqft (10 acres)
Lot Dimensions1,287 ft deep x 330 ft wide
Garage Area2,710 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address8020 MORROW RD
CityCLAY
StateMI
Zip48001-3201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionS 1/2 OF N 1/2 OF NE 1/4 OF NW 1/4 10 A SEC 29 T3N R16E
Legal Range16E
Legal Township03N
Legal Section29
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLAY
Census Block Group4
Census Block4002
Census Tract646000

Owner

8020 Morrow Rd is owned by an individual who bought it in October 2025.

Source: St. Clair County records, as of September 17, 2026

Owner of RecordIndividual Name on File
Mailing Address5500 YAGER RD, KIMBALL, MI 48074-4321
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2025Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 12, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2025 · Amount on File
Deed SaleOct 28, 2025 · Amount on File
Prior SaleNov 13, 2013 · Amount on File
Deed Document Number202520631
Deed Book / Page5865 / 528
Prior Transfer DateMar 25, 2022
Prior Transfer Doc0005509789
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateOct 28, 2025
Property Address8020 MORROW RD, CLAY, MI 48001-3201
Document Number0005865528
Book / Page5865 / 528
Instrument DateOct 8, 2025
Instrument2025020631
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
Tax$243.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8020 MORROW RD, CLAY, MI 48001-3201

Transferred To (Grantee/Buyer)

NameVerified Name
Address5500 YAGER RD, KIMBALL, MI 48074-4321
InvestorPossibly a Property Investor

Mortgage

Document Number2025019245
DateOct 28, 2025
Instrument2025019245
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

Mortgage

Document Number0005859627
DateOct 9, 2025
Book Page5859/627
Instrument2025019245
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Address585 SOUTH BLVD E, PONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAINT CLAIR MI
Recording DateApr 12, 2022
Property Address8020 MORROW RD, CLAY, MI 48001-3201
Document Number0005509789
Book / Page5509 / 789
Instrument DateMar 25, 2022
Instrument2022009406
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8020 MORROW RD, CLAY, MI 48001-3201

Tax Assessment & Valuation

The 2025 property tax bill for 8020 Morrow Rd was $4,425, up 0.2% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClay Township
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$255,100 (+7.5%)$510,200
2025$4,425.00 (+0.18%) Homeowner's exemption$237,300
2024$4,417.00$474,600
2023$190,800
2022$3,960.00$381,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8020 Morrow Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8020 Morrow Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Duke Broadband
Fiber
1,000 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Xfinity.

Nearby Properties on Morrow Rd

Nearby Streets

Search Property Records by Address or Parcel Number