St. Charles County property record for 8020 Cotswald Trl, Cottleville, MO 63304 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,480 sqft · built 2024 |
| Lot Size | 0.269 acres (11,722 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $867,658 (Jun 2026) |
| Tax Bill | $9,898 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T251500002 |
| Primary APN | T251500002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 4,480 sqft Living Area |
| Gross Area | 5,120 sqft |
| 1st Floor Area | 2,560 sqft |
| Basement Area | 2,560 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,722 sqft (0.269 acres) |
| Parking Spaces | 3 Parking Spaces |
| Account Number | T251500002 |
|---|---|
| Street Address | 8020 COTSWALD TRL |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-8062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COTTLEVILLE TRAILS #1B LOT 146 |
| Legal Subdivision | COTTLEVILLE TRAILS #1B |
| Legal Lot Number | 146 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | DARDENNE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 311124 |
Source: St. Charles County records · APN T251500002
Assessment roll updated August 13, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8020 COTSWALD TRL, SAINT CHARLES, MO 63304-8062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 11, 2025 | Beneficiary Deed, Transfer |
| Oct 18, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CENTRAL TRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on Record |
| Deed Sale | Jun 10, 2026 · Amount on Record |
| Prior Sale | Mar 11, 2025 |
| Deed Document Number | 202627109 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 10, 2026 |
| Property Address | 8020 COTSWALD TRL, COTTLEVILLE, MO 63304-8062 |
| Document Number | 0000027109 |
| Instrument Date | Jun 08, 2026 |
| Instrument | 202627109 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8020 COTSWALD TRL, COTTLEVILLE, MO 63304-8062 |
| Document Number | 0000027110, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 202627110 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 11, 2025 |
| Property Address | 8020 COTSWALD TRL, COTTLEVILLE, MO 63304-8062 |
| Document Number | 0000009462 |
| Map Reference | DOC 2024R-004734 |
| Instrument Date | Mar 11, 2025 |
| Instrument | 2025R-009462 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8020 COTSWALD TRL, COTTLEVILLE, MO 63304-8062 |
| Name | Verified Name |
|---|---|
| Address | 8020 COTSWALD TRL, COTTLEVILLE, MO 63304-8062 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 18, 2024 |
| Property Address | 8020 COTSWALD TRL, COTTLEVILLE, MO 63304-8062 |
| Document Number | 0000043327 |
| Map Reference | DOC 2024R-004734 |
| Instrument Date | Oct 17, 2024 |
| Instrument | 2024R-043327 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16141 SWINGLEY RIDGE RD # RD109, RD109, CHESTERFIELD, MO 63017-1774 |
| Name | Verified Name |
|---|---|
| Address | 8020 COTSWALD TRL, COTTLEVILLE, MO 63304-8062 |
| Document Number | 0000043486 |
|---|---|
| Date | Oct 18, 2024 |
| Instrument | 2024R-043486 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2054 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Cottleville City |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,898.00 | $135,075 | $710,922 Land $80,000 Building $630,922 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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