802 Windridge Cir, San Marcos, CA 92078 Property Records

San Diego County property record for 802 Windridge Cir, San Marcos, CA 92078

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,024 sqft · built 1994
Lot Size0.14 acres (6,086 sqft)
OwnerCompany Name on File
Last Sale$640,000 (Apr 2006)
Tax Bill$10,445 (2025)
Deeds & MortgagesOct 2020 Mortgage
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN221-710-02-00

Property Details

APN / Parcel Number

Primary APN221-710-02-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,024 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area6,086 sqft (0.14 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address802 WINDRIDGE CIR
CitySAN MARCOS
StateCA
Zip92078-7917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPA
Legal DescriptionLOT 6 TR 012895
Legal SubdivisionSAN MARCOS THE QUORUM
Legal Tract012895
Legal Block2
Legal Lot Number6
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2007
Census Tract20026

Owner

802 Windridge Cir is owned by a company that acquired it in August 2006 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address802 WINDRIDGE CIR, SAN MARCOS, CA 92078-7917
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2006 · Amount on File
Deed SaleApr 3, 2006 · Amount on File
Prior SaleJul 25, 1996 · Amount on File
Deed Document Number2006227729
Last Transfer DateAug 17, 2006
Transfer Doc0000665837
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address802 WINDRIDGE CIR, SAN MARCOS, CA 92078-7917
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE OF CALIFORINA

Transferred To (Grantee/Buyer)

NameVerified Name
Address802 WINDRIDGE CIR, SAN MARCOS, CA 92078-7917

Mortgage

Document Number0000638566
DateOct 20, 2020
Instrument2020-0638566
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address802 WINDRIDGE CIR, SAN MARCOS, CA 92078-7917
Document Number0000069942
Instrument DateFeb 19, 2019
Transaction TypeMortgage
Record UpdatedMar 6, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address802 WINDRIDGE CIR SAN MARCOS CA 920787917, SAN MARCOS, CA 92078-7917

Mortgage

Document Number0000069942
DateFeb 27, 2019
Instrument69942
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 802 Windridge Cir was $10,445 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$892,030 (+2%) Land $522,674 Building $369,356
2025$10,445.00 Homeowner's exemption$874,540 Land $512,426 Building $362,114
2023$9,735.00 (+1.37%) Homeowner's exemption$840,582 Land $492,529 Building $348,053
2022$9,603.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 802 Windridge Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1993–2005)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 802 Windridge Cir is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 75% of California
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLECITOS WD
serves 114,700 people · EPA ID CA3710002
Water SourcePurchased surface water from several systems
Last State InspectionMar 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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