802 W Main St, Cleveland, MO 64734 Property Records

Cass County property record for 802 W Main St, Cleveland, MO 64734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 2025
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on Record
Last Sale	$7,500 (Aug 2021)
Tax Bill	$1,221 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-09-32-000-000-037.001`

Property Details

APN / Parcel Number

Primary APN	`06-09-32-000-000-037.001`
Alternative APN	`2604401`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
Gross Area	2,742 sqft
1st Floor Area	1,716 sqft
Flooring	Carpet

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	A-Frame
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,094 sqft (1.15 acres)
Garage Type	Attached
Garage Area	1,026 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	36 sqft
Deck Area	192 sqft
Patio Area	264 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2604401
Street Address	802 W MAIN ST
City	CLEVELAND
State	MO
Zip	64734-8040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEVELAND BG SECR LT1 NW W179 N299.75 E155.72S300.68
Legal Range	33
Legal Township	45
Legal Section	32
Legal Subdivision	CLEVELAND
Legal Lot Number	1
Jurisdiction	CASS MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2031
Census Tract	61001

Owner

Source: Cass County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	802 W MAIN ST, CLEVELAND, MO 64734-8040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Line of Credit FIRST OPTION BANK
Aug 23, 2021	Quit Claim Deed, Transfer · Conventional Mortgage FIRST OPTION BANK
Mar 27, 2017	Deed, Transfer · Conventional Mortgage JAMES B NUTTER & CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Prior Sale	Mar 27, 2017 · Amount on Record
Deed Document Number	2021698828
Deed Book / Page	4738 / 4
Prior Transfer Date	Mar 27, 2020
Prior Transfer Doc	4738/4
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	802 W MAIN ST, CLEVELAND, MO 64734-8040
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 W MAIN ST, CLEVELAND, MO 64734-8040

Mortgage

Document Number	4738/144
Date	Aug 24, 2021
Book Page	4738/144
Instrument	698969

Lender

Name	FIRST OPTION BANK
Type	Bank
Address	OSAWATOMIE, KS 66064

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS MO
Recording Date	Aug 23, 2021
Property Address	802 W MAIN ST, CLEVELAND, MO 64734-8040
Document Number	4738/4
Book / Page	4738 / 4
Instrument Date	Mar 27, 2020
Instrument	698828
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 W MAIN ST, CLEVELAND, MO 64734-8040

Mortgage

Document Number	47385
Date	Aug 23, 2021
Instrument	4738/5

Lender

Name	FIRST OPTION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	224 Months
Due	Apr 1, 2040

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CASS MO
Recording Date	Mar 27, 2017
Property Address	802 W MAIN ST, CLEVELAND, MO 64734-8040
Document Number	4109/129
Book / Page	4109 / 129
Instrument Date	Feb 24, 2017
Instrument	602666
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	COFFELT LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	602820
Date	Mar 27, 2017
Instrument	602820

Lender

Name	JAMES B NUTTER & CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Cleveland City
Unified School District	Midway R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,221.00 (+189.34%)	$6,430 (-74.27%) Land $5,410 Building $1,020	$33,840 (-74.27%) Land $28,460 Building $5,380
2024	$422.00 (-76.69%)
2023	$1,810.00 (+4,209.52%)	$24,990 (+11.71%) Land $4,920 Building $20,070	$131,530 (+11.74%) Land $25,880 Building $105,650
2022	$42.00	$22,370 Land $4,920 Building $17,450
2021			$117,710 Land $25,880 Building $91,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1982–2017)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Aug 2017 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PWS serves 690 people · EPA ID MO1010174
Water Source	Purchased surface water from CASS COUNTY PWSD 2
Last State Inspection	Jan 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GoBrolly.

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