802 W Embargo St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 802 W Embargo St, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,810 sqft · built 1978
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (May 2022)
Tax Bill	$3,664 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`301301 223.018-2-30`

Property Details

APN / Parcel Number

Primary APN	`301301 223.018-2-30`
Alternative APNs	`130122301800020300000000` `301301 223.018-0002-030` `29621 04`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,810 sqft Living Area
1st Floor Area	2,160 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Stucco
Lot Area	16,117 sqft (0.37 acres)
Lot Width	90 ft Width
Garage Type	Attached
Garage Area	1 sqft
Pool Type	Above-Ground Pool
Porch	Slab
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29621 04
Street Address	802 W EMBARGO ST
City	ROME
State	NY
Zip	13440-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	H&L #1 89.56X180
Legal Block	2
Legal Lot Number	30.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	2
Census Block	2000
Census Tract	22000

Owner

802 W Embargo St is owned and occupied by an individual who bought it in May 2022.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	802 W EMBARGO ST, ROME, NY 13440-3130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2022 · Amount on File
Deed Sale	May 13, 2022 · Amount on File
Prior Sale	Dec 11, 2006 · Amount on File
Deed Document Number	20227511
Prior Transfer Date	Aug 10, 2014
Prior Transfer Doc	2014011935
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	May 13, 2022
Property Address	802 W EMBARGO ST, ROME, NY 13440-3130
Document Number	0000007511
Instrument Date	Apr 22, 2022
Instrument	2022-007511
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 W EMBARGO ST, ROME, NY 13440-3130

Mortgage

Document Number	0000007512
Date	May 13, 2022
Instrument	2022-007512

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 802 W Embargo St was $3,664.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,664.00
2025		$78,000 (-) Land $16,200 Building $61,800	$183,529 (+6.75%) Land $38,118 Building $145,411
2024		$78,000 (-) Land $16,200 Building $61,800	$171,920 (+0.02%) Land $35,706 Building $136,214
2023		$78,000 (-) Land $16,200 Building $61,800	$171,882 (+17.92%) Land $35,699 Building $136,183
2022	$5,354.00	$78,000 Land $16,200 Building $61,800	$145,767 Land $30,275 Building $115,492

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 802 W Embargo St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 802 W Embargo St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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