802 Union St, Geneva, IL 60134 Property Records

Kane County property record for 802 Union St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,386 sqft · built 1948
Lot Size0.188 acres (8,184 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (Dec 2025)
Tax Bill$6,964 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-03-132-008

Property Details

APN / Parcel Number

Primary APN12-03-132-008

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,386 sqft Living Area
Gross Area2,154 sqft
Basement Area768 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Lot Area8,184 sqft (0.188 acres)
View / LotCorner
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address802 UNION ST
CityGENEVA
StateIL
Zip60134-1271
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELMWOOD ADD. LOT 16 BLK 1
Legal SubdivisionELMWOOD ADD
Legal Block1
Legal Lot Number16
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group3
Census Block3027
Census Tract852608

Owner

802 Union St is owned by an individual who bought it in December 2025.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address21 KINGSPORT DR, SCHAUMBURG, IL 60193-4115
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2025Warranty Deed, Transfer · ARM
NAVY FCU
Aug 19, 2020Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2025 · Amount on File
Deed SaleDec 22, 2025 · Amount on File
Prior SaleAug 19, 2020 · Amount on File
Deed Document Number202550678
Prior Transfer DateJan 11, 2013
Prior Transfer Doc0000003891
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 22, 2025
Property Address802 UNION ST, GENEVA, IL 60134-1271
Document Number0000050678
Instrument DateDec 8, 2025
Instrument2025K050678
Transaction TypeTransfer
Record UpdatedDec 31, 2025
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$385.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address802 UNION ST, GENEVA, IL 60134-1271

Mortgage

Document Number0000050679
DateDec 22, 2025
Instrument2025K050679
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJan 1, 2056
Interest
Rate5.75%

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 19, 2020
Property Address802 UNION ST, GENEVA, IL 60134-1271
Document Number0000046691
Instrument DateJul 13, 2020
Instrument2020K046691
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$224.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address802 UNION ST, GENEVA, IL 60134-1271

Mortgage

Document Number0000046692
DateAug 19, 2020
Instrument2020K046692
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 802 Union St was $6,964, up 3.7% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,964.00 (+3.72%) Homeowner's exemption$104,420 (+8.5%) Land $39,010 Building $65,410$313,385 (+8.5%) Land $117,077 Building $196,309
2024$6,714.00 Homeowner's exemption$96,240 Land $35,954 Building $60,286$288,836 Land $107,905 Building $180,930
2022$6,481.00 (+3.13%) Homeowner's exemption$83,626 (+3.86%) Land $30,371 Building $53,255$250,878 (+3.86%) Land $91,113 Building $159,765
2021$6,284.00 Homeowner's exemption$80,518 Land $29,242 Building $51,276$241,554 Land $87,726 Building $153,828

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 802 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 802 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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