Emmet County property record for 802 Surrey Ln, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,728 sqft · built 1966 |
| Lot Size | 0.486 acres (21,201 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,414 (2024) |
| Deeds & Mortgages | Oct 2022 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-16-33-426-015 |
| Primary APN | 01-16-33-426-015 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 1,728 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Lot Area | 21,201 sqft (0.486 acres) |
| Garage Area | 572 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 802 SURREY LN |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC R-1 |
| Legal Description | PLAT OF VALEWOOD DEVELOPMENT, LOT 12. SECTION 33, T35N, R5W |
| Legal Range | 05W |
| Legal Township | 35N |
| Legal Section | 33 |
| Legal Subdivision | VALEWOOD DEVELOPMENT |
| Legal Lot Number | 12 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 970600 |
802 Surrey Ln is owned and occupied by two individuals who acquired it in April 2025.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 802 SURREY LN, PETOSKEY, MI 49770-9027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage 4FRONT CREDIT UNION |
| May 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2004 |
| Deed Sale | Jul 7, 2004 |
| Prior Sale | May 10, 1999 |
| Deed Book / Page | 1054 / 325 |
| Last Transfer Date | Apr 18, 2025 |
| Transfer Doc | 001266/631 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 802 SURREY LN, PETOSKEY, MI 49770-9027 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 802 SURREY LN, PETOSKEY, MI 49770-9027 |
| Document Number | 0000001247/0000000491 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | 0000001247/0000000491 |
| Instrument | 5200460 |
| Name | 4FRONT CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 802 SURREY LN, PETOSKEY, MI 49770-9027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 802 SURREY LN, PETOSKEY, MI 49770-9027 |
| Document Number | 0000001221/0000000526 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 0000001221/0000000526 |
| Instrument | 5174469 |
| Name | CALIBER HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $219,700 (+11.81%) Land $219,700 | $439,400 (+11.81%) Land $439,400 | |
| 2025 | $196,500 Land $196,500 | $393,000 Land $393,000 | |
| 2024 | $2,414.00 | ||
| 2023 | $158,600 Land $158,600 | $317,200 Land $317,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 802 Surrey Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 802 Surrey Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
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