802 Shoal Rdg N, Lorena, TX 76655 Property Records

McLennan County property record for 802 Shoal Rdg N, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,803 sqft · built 2004
Lot Size	0.213 acres (9,278 sqft)
Owner	Individual Name on File
Last Sale	$166,200 (Sep 2011)
Tax Bill	$3,058 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-080402-000125-7`

Property Details

APN / Parcel Number

Primary APN	`30-080402-000125-7`
Alternative APNs	`3008040200012570101` `130783`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,803 sqft Living Area
Gross Area	2,277 sqft
1st Floor Area	1,803 sqft
Flooring	Wood

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,278 sqft (0.213 acres)
Lot Dimensions	116 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	474 sqft
Driveway	Concrete Driveway
Driveway Area	1,230 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	258 sqft
Storage Building	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	802 SHOAL RDG N
City	LORENA
State	TX
Zip	76655-3437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SHOAL RIDGE LOT 25 BLOCK 1 ACRES .213
Legal Subdivision	SHOAL RIDGE
Legal Block	1
Legal Lot Number	25
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	2
Census Block	2011
Census Tract	3801

Owner

802 Shoal Rdg N is owned and occupied by an individual who bought it in September 2011.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	802 SHOAL RDG N, LORENA, TX 76655-3437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2011 · Amount on File
Deed Sale	Sep 30, 2011 · Amount on File
Prior Sale	Jan 11, 2006 · Amount on File
Deed Document Number	201130698
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	802 SHOAL RDG N, LORENA, TX 76655-3437
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025877
Date	Jul 1, 2021
Instrument	2021025877

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 802 Shoal Rdg N was $3,058 with exemptions applied, down 12.7% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lorena City
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,694 (-2.87%) Land $38,969 Building $291,725	$330,694 (-2.87%) Land $38,969 Building $291,725
2025	$3,058.00 (-12.7%) Homeowner's exemption Senior Citizen's exemption	$340,460 Land $35,440 Building $305,020	$340,460 Land $35,440 Building $305,020
2024	$3,503.00
2023		$334,120 Land $35,440 Building $298,680	$334,120 Land $35,440 Building $298,680
2022	$3,245.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 802 Shoal Rdg N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 802 Shoal Rdg N is moderate, ranking above 51% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LORENA serves 1,776 people · EPA ID TX1550036
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rise Broadband Fiber · Fixed Wireless	1,000 / 200
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20