802 S Summit St, Nappanee, IN 46550 Property Records

Elkhart County property record for 802 S Summit St, Nappanee, IN 46550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1980
Lot Size	0.173 acres (7,579 sqft)
Owner	Individual Name on Record
Tax Bill	$1,646 (2024)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-14-31-378-016.000-029`

Property Details

APN / Parcel Number

Primary APN	`20-14-31-378-016.000-029`
Alternative APN	`1431378016029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Flooring	Subfloor

Exterior

Year Built	Built 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,579 sqft (0.173 acres)
Lot Dimensions	96 ft deep x 79 ft wide
Garage Type	Attached
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1431378016029
Old Parcel Number	1431378016029
Street Address	802 S SUMMIT ST
City	NAPPANEE
State	IN
Zip	46550-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	SOUTHWOOD SECOND LOT 23
Legal Subdivision	SOUTHWOOD SECOND
Legal Block	378
Legal Lot Number	23
Jurisdiction	ELKHART IN
Township / Civil Division	UNION
Census Block Group	3
Census Block	3026
Census Tract	1100

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	802 S SUMMIT ST, NAPPANEE, IN 46550-2714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit INTERRA CU
Sep 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage INTERRA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2013
Deed Sale	Sep 9, 2013
Prior Sale	Sep 9, 2013
Deed Document Number	0000022158
Last Transfer Date	Sep 14, 2020
Transfer Doc	0000000952
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	802 S SUMMIT ST, NAPPANEE, IN 46550-2714
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004009
Date	Nov 14, 2022
Instrument	2022-24009

Lender

Name	INTERRA CU
Type	Credit Union
Address	GOSHEN, IN 46527

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 8, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKHART IN
Recording Date	Sep 14, 2020
Property Address	802 S SUMMIT ST, NAPPANEE, IN 46550-2714
Document Number	0000000952
Map Reference	MB 14 POG 90
Instrument Date	Sep 2, 2020
Instrument	2020-20952
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 S SUMMIT ST, NAPPANEE, IN 46550-2714
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000953
Date	Sep 14, 2020
Instrument	2020-20953

Lender

Name	INTERRA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Union Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$168,600 (+4.79%) Land $13,800 Building $154,800	$168,600 (+4.79%) Land $13,800 Building $154,800
2024	$1,646.00 (+12.97%)	$160,900 (+7.99%) Land $13,800 Building $147,100	$160,900 (+7.99%) Land $13,800 Building $147,100
2023		$149,000 (+6.5%) Land $13,800 Building $135,200	$149,000 (+6.5%) Land $13,800 Building $135,200
2022	$1,457.00 Homeowner's exemption	$139,900 Land $13,800 Building $126,100	$139,900 Land $13,800 Building $126,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPPANEE WATER UTILITY serves 6,800 people · EPA ID IN5220016
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
New Paris Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
Fourway Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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