802 S 2nd St, Oregon, IL 61061 Property Records

Ogle County property record for 802 S 2nd St, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	930 sqft · built 1910
Lot Size	0.184 acres (8,036 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (May 2024)
Tax Bill	$2,312 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-03-380-008`

Property Details

APN / Parcel Number

Primary APN	`16-03-380-008`

Interior

Stories	1 Story
Building Area	930 sqft Living Area
Basement Area	930 sqft
Unfinished Basement	930 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	8,036 sqft (0.184 acres)
Lot Dimensions	124 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	280 sqft

Location & Zoning

Street Address	802 S 2ND ST
City	OREGON
State	IL
Zip	61061-2221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 2 BLK 14 HILLS 2ND ADD CITY OF OREGON
Legal Subdivision	HILLS SECOND ADD
Legal Block	14
Legal Lot Number	2
Jurisdiction	OGLE IL
Township / Civil Division	OREGON-NASHUA
Census Block Group	4
Census Block	4027
Census Tract	961400

Owner

802 S 2nd St is owned and occupied by an individual who bought it in May 2024.

Source: Ogle County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	802 S 2ND ST, OREGON, IL 61061-2221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL CO
Oct 17, 2019	Warranty Deed, Transfer · Conventional Mortgage BYRON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2024 · Amount on File
Deed Sale	May 3, 2024 · Amount on File
Prior Sale	Oct 17, 2019 · Amount on File
Deed Document Number	20241812
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	May 3, 2024
Property Address	802 S 2ND ST, OREGON, IL 61061-2221
Document Number	0000001812
Map Reference	PB A PG 88
Instrument Date	Apr 26, 2024
Instrument	202401812
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	LAKESHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 S 2ND ST, OREGON, IL 61061-2221

Mortgage

Document Number	0000001813
Date	May 3, 2024
Instrument	202401813

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.99%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Oct 17, 2019
Property Address	802 S 2ND ST, OREGON, IL 61061-2221
Document Number	0000005877
Map Reference	PB A PG 88
Instrument Date	Oct 15, 2019
Instrument	201905877
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 S 2ND ST, OREGON, IL 61061-2221

Mortgage

Document Number	0000005878
Date	Oct 17, 2019
Instrument	201905878

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 802 S 2nd St was $2,312.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Oregon-Nashua Township
Municipality	Oregon City
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,312.00	$29,843 Land $7,038 Building $22,805	$89,529 Land $21,114 Building $68,415
2023		$23,135 Land $6,221 Building $16,914	$69,405 Land $18,663 Building $50,742
2022	$1,589.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 802 S 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 802 S 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON serves 3,449 people · EPA ID IL1410400
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S 2nd St

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