802 S 28th St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 802 S 28th St, Saint Joseph, MO 64507

Property Summary

Property Type	Single Family Home
Details	760 sqft · built 1932
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Tax Bill	$841 (2025)
Deeds & Mortgages	May 2016 Mortgage Jul 2005 Mortgage + 2 more
APN	`06-5.0-16-001-001-066.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-16-001-001-066.000`

Interior

Building Area	760 sqft Base Area
1st Floor Area	760 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 120 ft wide

Location & Zoning

Street Address	802 S 28TH ST
City	SAINT JOSEPH
State	MO
Zip	64507-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:WYATT PARK LOT:1 BLK:8LGL DESC:
Legal Subdivision	WYATT PARK
Legal Block	8
Legal Lot Number	1
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4007
Census Tract	1500

Owner

802 S 28th St is owned by an individual who acquired it in March 2026.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3625 STATE HIGHWAY EE, ALBANY, MO 64402-8243
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2016	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 20, 2005	Deed of Trust, Mortgage · Conventional Mortgage GMAC MORTGAGE CORP
May 22, 2007	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO FINANCIAL BANK
Mar 24, 2026	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 18, 2026
Transfer Doc	0000002200
Record Updated	Sep 20, 2026

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	802 S 28TH ST, SAINT JOSEPH, MO 64507-1705
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016005048
Date	May 27, 2016
Instrument	2016005048

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 11, 2021

Interest

Rate Type	Fixed Rate

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	802 S 28TH ST, SAINT JOSEPH, MO 64507-1705
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02813/0887
Date	Jul 20, 2005
Book Page	2813/0887
Instrument	2005011136

Lender

Name	GMAC MORTGAGE CORP
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2020

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	802 S 28TH ST, SAINT JOSEPH, MO 64507-1705
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02996/0060
Date	May 22, 2007
Book Page	2996/0060
Instrument	2007006952

Lender

Name	WELLS FARGO FINANCIAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 24, 2026
Property Address	802 S 28TH ST, SAINT JOSEPH, MO 64507-1705
Document Number	003816/994
Book / Page	3816 / 994
Instrument Date	Mar 18, 2026
Instrument	2026002200
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3625 STATE HIGHWAY EE, ALBANY, MO 64402-8243

Tax Assessment & Valuation

The 2025 property tax bill for 802 S 28th St was $841.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$841.00	$11,750 Land $1,690 Building $10,060	$61,840 Land $8,900 Building $52,940
2024	$841.00 (+16.16%)
2023	$724.00 (-0.69%)	$11,040 (-) Land $1,690 Building $9,350	$58,100 Land $8,900 Building $49,200
2022	$729.00	$11,040 Land $1,690 Building $9,350
2021			$58,100 Land $8,900 Building $49,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 802 S 28th St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 802 S 28th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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