802 S 28th St, Middlesboro, KY 40965 Property Records

Bell County property record for 802 S 28th St, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,100 sqft · built 2002
Owner	Individual Name on Record
Last Sale	$172,500 (Jun 2022)
Tax Bill	$2,144 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070-13-00-165.00`

Property Details

APN / Parcel Number

Primary APN	`070-13-00-165.00`
Alternative APNs	`8668` `5852`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area

Exterior

Year Built	Built 2002
Exterior Material	Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	5852
Street Address	802 S 28TH ST
City	MIDDLESBORO
State	KY
Zip	40965-1499
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE SWE (LOT 802; BLOCK 602)
Legal Lot Number	802
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	4
Census Block	4000
Census Tract	960600

Owner

Source: Bell County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	802 S 28TH ST, MIDDLESBORO, KY 40965-1499
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed, Transfer · USDA Mortgage TOP FLITE FINANCIAL INC
May 31, 2022	Correction Deed
Aug 4, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2022 · Amount on Record
Deed Sale	Jun 14, 2022 · Amount on Record
Prior Sale	Aug 4, 2017 · Amount on Record
Deed Document Number	192037
Deed Book / Page	D396 / 723
Record Updated	Jun 8, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Jun 14, 2022
Property Address	802 S 28TH ST, MIDDLESBORO, KY 40965-1499
Document Number	00D396/723
Book / Page	D396 / 723
Map Reference	MB 2 PG 95
Instrument Date	Jun 10, 2022
Instrument	192037
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 BRAMPTON PL, VERSAILLES, KY 40383-1739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 S 28TH ST, MIDDLESBORO, KY 40965-1499

Mortgage

Document Number	0000192038
Date	Jun 14, 2022
Instrument	192038

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

May 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	BELL KY
Recording Date	May 31, 2022
Property Address	802 S 28TH ST, MIDDLESBORO, KY 40965-1499
Document Number	00D396/530
Book / Page	D396 / 530
Map Reference	MB 2 PG 95
Instrument Date	May 24, 2022
Instrument	191733
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6821 SHADOW CREEK RD, KNOXVILLE, TN 37918-9541

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	802 S 28TH ST, MIDDLESBORO, KY 40965-1499

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL KY
Recording Date	Aug 4, 2017
Property Address	802 S 28TH ST, MIDDLESBORO, KY 40965-1499
Document Number	00D375/236
Book / Page	D375 / 236
Instrument Date	Jul 6, 2017
Instrument	172379
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6821 SHADOW CREEK RD, KNOXVILLE, TN 37918-9541

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	275 ROBERT ROSE DR, MURFREESBORO, TN 37129-6347

Mortgage

Document Number	0000172380
Date	Aug 4, 2017
Instrument	172380

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,144.00 (+18.72%)	$200,000 (+15.94%) Land $200,000	$200,000 (+15.94%) Land $200,000
2023	$1,806.00	$172,500	$172,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	12 (1981–2022)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Jul 2022 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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