802 S 15th St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 802 S 15th St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	741 sqft · built 1902
Lot Size	0.072 acres (3,125 sqft)
Owner	Individual Name on File
Last Sale	$118,126 (Nov 2025)
Tax Bill	$407 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2025 Mortgage + 1 more
APN	`06-5.0-16-002-002-170.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-16-002-002-170.000`

Interior

Building Area	741 sqft Base Area
1st Floor Area	741 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Lot Area	3,125 sqft (0.072 acres)
Lot Dimensions	125 ft deep x 25 ft wide

Location & Zoning

Street Address	802 S 15TH ST
City	SAINT JOSEPH
State	MO
Zip	64501-3602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:STEWART'S LOT:27 BLK:4LGL DESC:N 25'
Legal Subdivision	STEWARTS
Legal Block	4
Legal Lot Number	27
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2044
Census Tract	3002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Patee Town Historic District listed 2002 · 72 contributing resources · NRIS 02000818

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

802 S 15th St is owned and occupied by an individual who bought it in November 2025.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	802 S 15TH ST, SAINT JOSEPH, MO 64501-3602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · Line of Credit OLD MISSOURI BANK
Nov 26, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 16, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2025 · Amount on File
Deed Sale	Nov 26, 2025 · Amount on File
Prior Sale	Oct 1, 2014
Deed Document Number	20259911
Deed Book / Page	3813 / 828
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	802 S 15TH ST, SAINT JOSEPH, MO 64501-3602
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003782/573
Date	Nov 22, 2022
Book Page	3782/573
Instrument	2022011213

Lender

Name	OLD MISSOURI BANK
Type	Bank
Address	MOUNT VERNON, MO 65712

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 26, 2025
Property Address	802 S 15TH ST, SAINT JOSEPH, MO 64501-3602
Document Number	003813/828
Book / Page	3813 / 828
Instrument Date	Nov 22, 2025
Instrument	2025009911
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2408 NE CROSS CREEK LN, LEES SUMMIT, MO 64086-7020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 S 15TH ST, SAINT JOSEPH, MO 64501-3602

Mortgage

Document Number	2025009912
Date	Nov 26, 2025
Instrument	2025009912

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 16, 2022
Property Address	802 S 15TH ST, SAINT JOSEPH, MO 64501-3602
Document Number	003779/257
Book / Page	3779 / 257
Instrument Date	Aug 5, 2022
Instrument	2022007875
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	802 S 15TH ST, SAINT JOSEPH, MO 64501-3602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2408 NE CROSS CREEK LN, LEES SUMMIT, MO 64086-7020

Tax Assessment & Valuation

The 2025 property tax bill for 802 S 15th St was $407.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$407.00	$5,710 Land $570 Building $5,140	$30,050 Land $3,000 Building $27,050
2024	$407.00 (+16.29%)
2023	$350.00 (-0.57%)	$5,360 (-) Land $570 Building $4,790	$28,200 Land $3,000 Building $25,200
2022	$352.00	$5,360 Land $570 Building $4,790
2021			$28,200 Land $3,000 Building $25,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 802 S 15th St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 802 S 15th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: United Fiber.

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