Madison County property record for 802 Ridgewood Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Company Name on File |
| Last Sale | $29,000 (Oct 2003) |
| Tax Bill | $2,899 (2025) |
| Deeds & Mortgages | Feb 2026 Construction Loan Feb 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0060-0030-0078 |
| Primary APN | 0060-0030-0078 |
|---|---|
| Alternative APNs |
|
| Lot Area | 12,197 sqft (0.28 acres) |
|---|
| Account Number | 50406 |
|---|---|
| Street Address | 802 RIDGEWOOD DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEAUMONT LOT 78 |
| Legal Subdivision | BEAUMONT |
| Legal Lot Number | 78 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 11402 |
802 Ridgewood Dr is owned by a company that bought it in October 2003 and is owner-occupied.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 115 MAHOGANY DR, RICHMOND, KY 40475-9823 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · Construction Mortgage 1ST TRUST BANK INC |
| Feb 8, 2024 | Deed of Trust, Mortgage · Line of Credit 1ST TRUST BANK INC |
| Feb 6, 2023 | Deed of Trust, Mortgage · Construction Mortgage 1ST TRUST BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2003 · Amount on File |
| Deed Sale | Oct 23, 2003 · Amount on File |
| Deed Document Number | 0000833293 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 802 RIDGEWOOD DR, BEREA, KY 40403-9814 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 115 MAHOGANY DR, RICHMOND, KY 40475-9823 |
| Document Number | 0M2444/559 |
|---|---|
| Date | Feb 11, 2026 |
| Book Page | M2444/559 |
| Instrument | 2014318083 |
| Name | 1ST TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Feb 4, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 802 RIDGEWOOD DR, BEREA, KY 40403-9814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0M2282/312 |
|---|---|
| Date | Feb 8, 2024 |
| Book Page | M2282/312 |
| Instrument | 2014189950 |
| Name | 1ST TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 288 Months |
| Due | Feb 5, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 802 RIDGEWOOD DR, BEREA, KY 40403-9814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0M2215/514 |
|---|---|
| Date | Feb 6, 2023 |
| Book Page | M2215/514 |
| Instrument | 2014130534 |
| Name | 1ST TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 2, 2024 |
The 2025 property tax bill for 802 Ridgewood Dr was $2,899 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,899.00 Additional exemption filed | $307,500 | $307,500 |
| 2023 | $363.00 | $37,500 | $37,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 802 Ridgewood Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 802 Ridgewood Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
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