802 Ridge St, Charlottesville, VA 22902 Property Records

Charlottesville City property record for 802 Ridge St, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,680 sqft · built 1973
Lot Size	0.097 acres (4,225 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jun 2026)
Tax Bill	$3,614 (2026)
Deeds & Mortgages	Jun 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`250-098-100`

Property Details

APN / Parcel Number

Primary APN	`250-098-100`
Alternative APNs	`00000011575` `14486` `46527`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	816 sqft
2nd Floor Area	864 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Other
Lot Area	4,225 sqft (0.097 acres)
Lot Depth	123 ft Depth
Garage Type	Attached
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	148 sqft
Patio Area	48 sqft
Shed	1 Shed
Shed Area	20 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Coal
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	00000011575
Street Address	802 RIDGE ST
City	CHARLOTTESVILLE
State	VA
Zip	22902-6021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RN-A
Legal Description	LOT 2
Legal Subdivision	RIDGE STREET
Legal Lot Number	2
Jurisdiction	CHARLOTTESVILLE CITY VA
Township / Civil Division	CHARLOTTESVILLE
Census Block Group	2
Census Block	2007
Census Tract	401

Owner

Source: Charlottesville City records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 COMMONWEALTH CIR, CHARLOTTESVILLE, VA 22901-1606
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Jan 21, 2005 · Amount on Record
Deed Document Number	20261744
Record Updated	Oct 29, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHARLOTTESVILLE CITY VA
Recording Date	Jun 25, 2026
Property Address	802 RIDGE ST, CHARLOTTESVILLE, VA 22902-6021
Document Number	0000001744
Instrument Date	Jun 5, 2026
Instrument	20261744
Transaction Type	Transfer
Record Updated	Jul 29, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157,274.17
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 COMMONWEALTH CIR, CHARLOTTESVILLE, VA 22901-1606

Mortgage

Document Number	0000001745,
Date	Jun 25, 2026
Instrument	20261745

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

Tax Assessment & Valuation

Source: Charlottesville City assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Charlottesville City
Unified School District	Charlottesville City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,614.00 (+28.07%)	$359,300 (+2.19%) Land $75,000 Building $284,300	$359,300 (+2.19%) Land $75,000 Building $284,300
2025		$351,600 (+37.56%) Land $75,000 Building $276,600	$351,600 (+37.56%) Land $75,000 Building $276,600
2023	$2,822.00 (+25.31%)	$255,600 Land $77,200 Building $178,400	$255,600 Land $77,200 Building $178,400
2022	$2,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500
Water Source	Purchased surface water from RWSA URBAN SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Ting.

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