802 Race St, Cambridge, MD 21613 Property Records

Dorchester County property record for 802 Race St, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,862 sqft · built 1908
Lot Size	0.143 acres (6,249 sqft)
Owner	Individual Name on File
Tax Bill	$1,466 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-154372`

Property Details

APN / Parcel Number

Primary APN	`07-154372`
Alternative APNs	`7154372` `154372`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,862 sqft Total Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Conventional
Exterior Material	Asbestos
Roof Material	Composition Shingle
Lot Area	6,249 sqft (0.143 acres)
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	154372
Street Address	802 RACE ST
City	CAMBRIDGE
State	MD
Zip	21613-2812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 6,249 SQ. FT. 802 RACE STREET CAMBRIDGE
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	1
Census Block	1013
Census Tract	970600

Owner

Source: Dorchester County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	802 RACE ST, CAMBRIDGE, MD 21613-2812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Nov 9, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Aug 6, 2021	Intrafamily Transfer, Transfer
May 21, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 17, 2006
Deed Sale	Jul 17, 2006
Deed Document Number	200660044
Deed Book / Page	744 / 716
Last Transfer Date	Aug 3, 2021
Transfer Doc	0016710109
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	802 RACE ST, CAMBRIDGE, MD 21613-2812
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 RACE ST, CAMBRIDGE, MD 21613-2812

Mortgage

Document Number	0018720081
Date	Apr 25, 2024
Book Page	1872/81

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	802 RACE ST, CAMBRIDGE, MD 21613-2812
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016960119
Date	Nov 9, 2021
Book Page	1696/119

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER MD
Recording Date	Aug 6, 2021
Property Address	802 RACE ST, CAMBRIDGE, MD 21613-2812
Document Number	0016710109
Book / Page	1671 / 109
Instrument Date	Aug 3, 2021
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 RACE ST, CAMBRIDGE, MD 21613-2812

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	May 21, 2021
Property Address	802 RACE ST, CAMBRIDGE, MD 21613-2812
Document Number	0016520116
Book / Page	1652 / 116
Instrument Date	May 18, 2021
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 RACE ST, CAMBRIDGE, MD 21613-2812

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,167 (+1.53%)	$86,700 (+4.58%) Land $21,200 Building $65,500
2025	$1,466.00 (+12.25%) Homeowner's exemption	$82,900 (+14.45%) Land $21,200 Building $61,700	$82,900 (-) Land $21,200 Building $61,700
2023	$1,306.00 Homeowner's exemption	$72,433	$82,900 Land $21,200 Building $61,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2003)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications, Verizon.

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