802 Phyfer St, New Albany, MS 38652 Property Records

Union County property record for 802 Phyfer St, New Albany, MS 38652

Property Summary

Property Type	Rural Home
Details	1 ba · 1,479 sqft · built 1965
Lot Size	0.624 acres (27,200 sqft)
Owner	Individual Name on File
Last Sale	$109,300 (Mar 2019)
Tax Bill	$153 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046N-09-010.00`

Property Details

APN / Parcel Number

Primary APN	`046N-09-010.00`
Alternative APN	`12656`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,479 sqft Living Area
1st Floor Area	1,479 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,200 sqft (0.624 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	802 PHYFER ST
City	NEW ALBANY
State	MS
Zip	38652-5522
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 4 BLK B PHYFER ACRES TVA ROW
Legal Range	03E
Legal Township	07S
Legal Section	09
Legal Subdivision	PHYFER
Legal Block	B
Legal Lot Number	4
Jurisdiction	UNION MS
Township / Civil Division	5
Census Block Group	1
Census Block	1012
Census Tract	950400

Owner

802 Phyfer St, a rural home, is owned and occupied by an individual who bought it in March 2019.

Source: Union County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	802 PHYFER ST, NEW ALBANY, MS 38652-5522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Warranty Deed, Transfer BNA BANK
Mar 15, 2019	Warranty Deed, Transfer BNA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2019 · Amount on File
Deed Sale	Mar 15, 2019 · Amount on File
Prior Sale	Nov 9, 2006
Deed Document Number	2019929
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION MS
Recording Date	Mar 11, 2026
Property Address	802 PHYFER ST, NEW ALBANY, MS 38652-5522
Document Number	2026000766
Instrument Date	Mar 4, 2026
Instrument	2026000766
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	802 PHYFER ST, NEW ALBANY, MS 38652-5522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 PHYFER ST, NEW ALBANY, MS 38652-5522

Mortgage

Document Number	2026000767
Date	Mar 11, 2026
Instrument	2026000767

Lender

Name	BNA BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	179 Months
Due	Feb 27, 2041

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION MS
Recording Date	Mar 15, 2019
Property Address	802 PHYFER ST, NEW ALBANY, MS 38652-5522
Document Number	2019000929
Instrument Date	Mar 15, 2019
Instrument	2019000929
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 PHYFER ST, NEW ALBANY, MS 38652-5522
Investor	Possibly a Property Investor

Mortgage

Document Number	2019000931
Date	Mar 15, 2019
Instrument	2019000931

Lender

Name	BNA BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	240 Months
Due	Mar 15, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 802 Phyfer St was $153 with exemptions applied, up 2.7% from the year before.

Source: Union County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Union County
Municipality	New Albany City
Unified School District	New Albany Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$153.00 (+2.68%) Homeowner's exemption Senior Citizen's exemption	$10,556	$105,560 Land $7,700 Building $97,860
2024	$149.00 (-0.67%)
2023	$150.00 Homeowner's exemption Senior Citizen's exemption	$10,556 (+23.53%)	$105,560 (+23.53%) Land $7,700 Building $97,860
2022	$150.00 Homeowner's exemption Senior Citizen's exemption	$8,545	$85,450 Land $7,000 Building $78,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 802 Phyfer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 802 Phyfer St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
ACE Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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