802 N 5th St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 802 N 5th St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	1,440 sqft · built 2023
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$314,667 (May 2026)
Tax Bill	$2,433 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Mortgage + 6 more
APN	`06-3.0-08-002-001-084.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-08-002-001-084.000`

Interior

Building Area	1,440 sqft Base Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	140 ft deep x 80 ft wide

Location & Zoning

Street Address	802 N 5TH ST
City	SAINT JOSEPH
State	MO
Zip	64501-1153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:ROBIDOUX LOT:11 BLK:27LGL DESC: & LOT 12
Legal Subdivision	ROBIDOUX
Legal Block	27
Legal Lot Number	11-12
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1058
Census Tract	1200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Robidoux Hill Historic District listed 1989 · 60 contributing resources · NRIS 89000992

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Buchanan County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	802 N 5TH ST, SAINT JOSEPH, MO 64501-1153
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
May 15, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
May 2, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 23, 2022	Intrafamily Transfer, Subdivision Related Transfer ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC
Jun 23, 2022	Warranty Deed, Transfer ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC
Oct 8, 2009	Warranty Deed, Transfer ST JOSEPH TITLE & ABSTRACT C
Nov 14, 2007	Warranty Deed, Transfer BEALL ABSTRACT AND TITLE COMPANY, HALL ABSTRACT & TITLE CO
Jul 6, 2007	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	May 2, 2024 · Amount on Record
Deed Document Number	20263790
Deed Book / Page	3818 / 563
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 15, 2026
Property Address	802 N 5TH ST, SAINT JOSEPH, MO 64501-1153
Document Number	0000003790
Book / Page	3818 / 563
Instrument Date	May 15, 2026
Instrument	2026.3790
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 N 5TH ST, SAINT JOSEPH, MO 64501-1153

Mortgage

Document Number	0000003791,
Date	May 15, 2026
Instrument	2026..3791

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 15, 2026
Property Address	802 N 5TH ST, SAINT JOSEPH, MO 64501-1153
Document Number	003818/563
Book / Page	3818 / 563
Instrument Date	May 15, 2026
Instrument	20263790
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 N 5TH ST, SAINT JOSEPH, MO 64501-1153

Mortgage

Document Number	0000003791,
Date	May 15, 2026
Instrument	20263791

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	5.49%
Max Rate	-1%

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 2, 2024
Property Address	802 N 5TH ST, SAINT JOSEPH, MO 64501-1153
Document Number	003796/879
Book / Page	3796 / 879
Instrument Date	Mar 13, 2024
Instrument	2024003269
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	802 N 5TH ST, SAINT JOSEPH, MO 64501-1153

Mortgage

Document Number	2024003270
Date	May 2, 2024
Instrument	2024003270

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

November 2022: Intrafamily Transfer, Subdivision Related Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Nov 23, 2022
Property Address	802 N 5TH ST, SAINT JOSEPH, MO 64501-1153
Document Number	003782/578
Book / Page	3782 / 578
Instrument Date	Nov 22, 2022
Instrument	2022011218
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 2, 2026
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 N 22ND ST, SAINT JOSEPH, MO 64506-2605

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 23, 2022
Property Address	802 N 5TH ST, SAINT JOSEPH, MO 64501-1153
Document Number	003777/420
Book / Page	3777 / 420
Instrument Date	Jun 22, 2022
Instrument	2022006022
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 N 22ND ST, SAINT JOSEPH, MO 64506-2605

October 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Oct 8, 2009
Property Address	802 N 5TH ST, SAINT JOSEPH, MO 64501-1153
Document Number	03174/0874
Book / Page	3174 / 0874
Instrument Date	Oct 6, 2009
Instrument	2009012596
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	ST JOSEPH TITLE & ABSTRACT C

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5639 W CAMINO CIELO, SANTA BARBARA, CA 93105-9706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8383, SAINT JOSEPH, MO 64508-8383
Investor	Possibly a Property Investor

November 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 14, 2007
Property Address	802 N 5TH ST, SAINT JOSEPH, MO 64501-1153
Document Number	03039/0101
Book / Page	3039 / 0101
Instrument Date	Nov 13, 2007
Instrument	2007015981
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	BEALL ABSTRACT AND TITLE COMPANY, HALL ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	802 N 5TH ST # ST804, ST804, SAINT JOSEPH, MO 64501-1153

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 S 7TH ST, SAINT JOSEPH, MO 64501-2207

July 2007: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	BUCHANAN MO
Recording Date	Jul 6, 2007
Property Address	802 N 5TH ST, SAINT JOSEPH, MO 64501-1153
Document Number	03008/0607
Book / Page	3008 / 0607
Instrument Date	Jul 6, 2007
Instrument	2007009474
Transaction Type	Foreclosure
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5639 W CAMINO CIELO, SANTA BARBARA, CA 93105-9706

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,433.00 (+0.04%)	$34,240 (+2,596.06%) Land $1,270 Building $32,970	$180,240 (+2,590.15%) Land $6,700 Building $173,540
2024	$2,432.00 (+2,663.64%)
2023	$88.00 (-1.12%)	$1,270 (-) Land $1,270	$6,700 (-) Land $6,700
2022	$89.00	$1,270 Land $1,270
2021			$6,700 Land $6,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1984–1993)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: United Fiber.

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