802 Mill River Rd, Jacksonville, NC 28540 Property Records

Onslow County property record for 802 Mill River Rd, Jacksonville, NC 28540

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,238 sqft · built 1984
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on Record
Tax Bill$838 (2026)
Deeds & MortgagesMar 2019 Sale & Mortgage
Feb 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN325C-33

Property Details

APN / Parcel Number

Primary APN325C-33
Alternative APNs
  • 143699001
  • 042647

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,238 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area17,860 sqft (0.41 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number143699001
Street Address802 MILL RIVER RD
CityJACKSONVILLE
StateNC
Zip28540-9564
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionL2 S1 WEST RIVER
Legal SubdivisionWEST RIVER SEC 1 (R)
Legal Lot Number2
JurisdictionONSLOW NC
Township / Civil DivisionJACKSONVILLE
Census Block Group3
Census Block3004
Census Tract306

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address802 MILL RIVER RD, JACKSONVILLE, NC 28540-9564
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2019Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS
Feb 1, 2017Loan Modification, Mortgage · FHA Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2012
Deed SaleMay 15, 2012
Deed Book / Page3779 / 298
Prior Transfer DateMay 8, 2012
Prior Transfer Doc0037790298
Record UpdatedOct 29, 2026

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateMar 6, 2019
Property Address802 MILL RIVER RD, JACKSONVILLE, NC 28540-9564
Document Number0049060653
Book / Page004906 / 000653
Instrument DateFeb 1, 2019
Transaction TypeTransfer
Record UpdatedMay 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address802 MILL RIVER RD JACKSONVILLE NC 285409564, JACKSONVILLE, NC 28540-9564

Mortgage

Document Number49060656
DateMar 6, 2019
Book Page004906/000656
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 66203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 5, 2049

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionONSLOW NC
Property Address802 MILL RIVER RD, JACKSONVILLE, NC 28540-9564
Document Number0046000234
Book / Page004600 / 000234
Instrument DateFeb 1, 2017
Transaction TypeMortgage
Record UpdatedApr 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address802 MILL RIVER RD JACKSONVILLE NC 285409564, JACKSONVILLE, NC 28540-9564

Mortgage

Document Number0046000234
DateApr 7, 2017
Book Page004600/000234
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressMONROE, LA 71203-4774
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 6, 2047
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$838.00$189,782 (+48.21%) Land $58,500 Building $131,282$189,782 (+48.21%) Land $58,500 Building $131,282
2025$838.00$128,051 (-) Land $35,000 Building $93,051$128,051 (-) Land $35,000 Building $93,051
2023$838.00$128,051 Land $35,000 Building $93,051$128,051 Land $35,000 Building $93,051

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 73% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONSLOW WTR AND SEWER AUTHORITY
serves 156,755 people · EPA ID NC0467035
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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