Cook County property record for 802 May St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,831 sqft · built 1946 |
| Lot Size | 0.265 acres (11,529 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $142,000 (Oct 2015) |
| Tax Bill | $5,378 (2023) |
| Deeds & Mortgages | Jul 2023 Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-113-048 |
| Primary APN | 06-19-113-048 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,831 sqft Living Area |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Ranch |
| Exterior Material | Frame |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,529 sqft (0.265 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 802 MAY ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (BLUFF) CITY ADD ELGIN ILLINOIS IN NW SEC 19-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 19 |
| Legal Subdivision | CITY ADD |
| Legal Block | 2,2 |
| Legal Lot Number | 10,9 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 804406 |
Source: Cook County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 802 MAY ST, ELGIN, IL 60120-8229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Mar 15, 2022 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Mar 9, 2018 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Mar 9, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2015 · Amount on Record |
| Deed Sale | Oct 19, 2015 · Amount on Record |
| Prior Sale | Nov 25, 2014 · Amount on Record |
| Deed Document Number | 201533013 |
| Prior Transfer Date | Apr 17, 2014 |
| Prior Transfer Doc | 0000040040 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 802 MAY ST, ELGIN, IL 60120-8229 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 802 MAY ST, ELGIN, IL 60120-8229 |
| Document Number | 0019313233 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 2319313233 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jun 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 802 MAY ST, ELGIN, IL 60120-8229 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 802 MAY ST, ELGIN, IL 60120-8229 |
| Document Number | 0007407068 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 2207407068 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 802 MAY ST, ELGIN, IL 60120-8229 |
| Document Number | 1808115066 |
| Instrument Date | Mar 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2018 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 802 MAY ST ELGIN IL 601208229, ELGIN, IL 60120-8229 |
| Document Number | 1808115066 |
|---|---|
| Date | Mar 22, 2018 |
| Instrument | 8115066 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 21, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 802 MAY ST, ELGIN, IL 60120-8229 |
| Document Number | 1808115067 |
| Instrument Date | Mar 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 802 MAY ST ELGIN IL 601208229, ELGIN, IL 60120-8229 |
| Document Number | 1808115067 |
|---|---|
| Date | Mar 22, 2018 |
| Instrument | 8115067 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | TULSA, OK 74137 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 21, 2048 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,000 (+27.28%) Land $8,070 Building $19,930 | $280,000 (+27.28%) Land $80,700 Building $199,300 | |
| 2023 | $5,378.00 (+3.48%) | ||
| 2022 | $5,197.00 Homeowner's exemption | $21,999 Land $4,611 Building $17,388 | $219,990 Land $46,110 Building $173,880 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 16 (1997–2020) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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