802 Madison Ave, Covington, KY 41011 Property Records

Kenton County property record for 802 Madison Ave, Covington, KY 41011

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	9,862 sqft · built 1901
Lot Size	0.077 acres (3,340 sqft)
Owner	Company Name on File
Last Sale	$610,000 (Dec 2019)
Tax Bill	$8,082 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2019 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-23-09-001.00`

Property Details

APN / Parcel Number

Primary APN	`054-23-09-001.00`

Interior

Building Area	9,862 sqft Finished Area

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Lot Area	3,340 sqft (0.077 acres)
Lot Dimensions	100 ft deep x 33.4 ft wide

Location & Zoning

Street Address	802 MADISON AVE
City	COVINGTON
State	KY
Zip	41011
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	FOOTES ADDN PT LOTS 164-165 33.4'X 100'
Legal Subdivision	FOOTES ADDN
Legal Lot Number	164,16
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1002
Census Tract	67000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Covington Downtown Commercial Historic District listed 1983 · 250 contributing resources · NRIS 83002804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

802 Madison Ave, a commercial property, is owned by a company that bought it in December 2019.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	830 MADISON AVE, COVINGTON, KY 41011-2414
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2020	Deed of Trust, Mortgage GENERAL ELECTRIC CU
Dec 2, 2019	Warranty Deed, Transfer · Line of Credit GENERAL ELECTRIC CU
Aug 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2019 · Amount on File
Deed Sale	Dec 2, 2019 · Amount on File
Prior Sale	Feb 13, 2002 · Amount on File
Deed Document Number	201912 02 059 00204
Deed Book / Page	6815 / 61
Prior Transfer Date	Jul 18, 2018
Prior Transfer Doc	0000000206
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	802 MADISON AVE, COVINGTON, KY 41011
Document Number	0000000099
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	830 MADISON AVE COVINGTON KY 410112414, COVINGTON, KY 41011-2414

Mortgage

Document Number	0000000099
Date	Feb 28, 2020
Book Page	000M15/000464
Instrument	99

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Amount	Amount on Record
Term	84 Months
Due	Feb 27, 2027

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 2, 2019
Property Address	802 MADISON AVE, COVINGTON, KY 41011
Document Number	0000000204
Book / Page	0C6815 / 000061
Instrument Date	Nov 27, 2019
Instrument	204
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	830 MADISON AVE COVINGTON KY 410112414, COVINGTON, KY 41011-2414

Mortgage

Document Number	207
Date	Dec 2, 2019
Book Page	0C6815/000064
Instrument	207

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Dec 1, 2026

Interest

Rate Type	Adjustable Rate

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Aug 29, 2018
Property Address	802 MADISON AVE, COVINGTON, KY 41011
Document Number	0000000206
Book / Page	0C6489 / 000127
Instrument Date	Jul 18, 2018
Instrument	206
Transaction Type	Transfer
Record Updated	Sep 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 MADISON AVE #804 COVINGTON KY 410112414, 804, COVINGTON, KY 41011-2414

Tax Assessment & Valuation

The 2025 property tax bill for 802 Madison Ave was $8,082.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$640,000 (+4.92%) Land $40,000 Building $600,000	$640,000 (+4.92%) Land $40,000 Building $600,000
2025	$8,082.00	$610,000 Land $40,000 Building $570,000	$610,000 Land $40,000 Building $570,000
2023	$8,125.00	$610,000 Land $40,000 Building $570,000	$610,000 Land $40,000 Building $570,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 802 Madison Ave in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	22 (1978–2018)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 802 Madison Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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