802 Loquat Ct, El Cajon, CA 92020 Property Records

San Diego County property record for 802 Loquat Ct, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,099 sqft · built 1959
Lot Size	0.154 acres (6,700 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Dec 2006)
Tax Bill	$7,019 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`492-012-43-00`

Property Details

APN / Parcel Number

Primary APN	`492-012-43-00`
Alternative APN	`4920200600`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,099 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	6,700 sqft (0.154 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4920200600
Street Address	802 LOQUAT CT
City	EL CAJON
State	CA
Zip	92020-4926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 6 TR 003913
Legal Subdivision	LOQUAT MANOR
Legal Tract	003913
Legal Block	3
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	15902

Owner

802 Loquat Ct is owned and occupied by two individuals who acquired it in June 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	802 LOQUAT CT, EL CAJON, CA 92020-4926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 6, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Dec 9, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jul 2, 2018	Intrafamily Transfer, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC
Mar 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2006 · Amount on File
Deed Sale	Dec 20, 2006 · Amount on File
Deed Document Number	2006903014
Last Transfer Date	Jun 26, 2018
Transfer Doc	0000269639
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 9, 2026
Property Address	802 LOQUAT CT, EL CAJON, CA 92020-4926
Document Number	0000098999
Instrument Date	Apr 1, 2026
Instrument	202698999
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	802 LOQUAT CT, EL CAJON, CA 92020-4926
Investor	Possibly a Property Investor

Mortgage

Document Number	0000098999,
Date	Apr 9, 2026
Instrument	202698999

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	802 LOQUAT CT, EL CAJON, CA 92020-4926
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8002 LOQUAT CT, EL CAJON, CA 92020

Mortgage

Document Number	0000348898
Date	May 6, 2021
Instrument	2021-0348898

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	802 LOQUAT CT, EL CAJON, CA 92020-4926
Document Number	0000584338
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	802 LOQUAT CT EL CAJON CA 920204926, EL CAJON, CA 92020-4926

Mortgage

Document Number	0000584338
Date	Dec 13, 2019
Instrument	584338

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2049

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 2, 2018
Property Address	802 LOQUAT CT, EL CAJON, CA 92020-4926
Document Number	0000269639
Map Reference	MAP 3913
Instrument Date	Jun 26, 2018
Instrument	2018-0269639
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	802 LOQUAT CT, EL CAJON, CA 92020-4926
Investor	Possibly a Property Investor

Mortgage

Document Number	0000269640
Date	Jul 2, 2018
Instrument	2018-0269640

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 14, 2017
Property Address	802 LOQUAT CT, EL CAJON, CA 92020-4926
Document Number	0000116687
Instrument Date	Mar 14, 2017
Instrument	116687
Transaction Type	Transfer
Record Updated	Mar 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	802 LOPJAT CT EL CAJON CA 92020, EL CAJON, CA 92020

Tax Assessment & Valuation

The 2025 property tax bill for 802 Loquat Ct was $7,019, down 1.4% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$538,623 (+2%) Land $325,543 Building $213,080
2025	$7,019.00 (-1.38%)	$528,062 Land $319,160 Building $208,902
2024	$7,117.00 (+3.2%)
2023	$6,896.00 (+1.59%)	$507,558 Land $306,767 Building $200,791
2022	$6,788.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 802 Loquat Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 802 Loquat Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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