802 Locust Ct, Chatham, IL 62629 Property Records

Sangamon County property record for 802 Locust Ct, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.353 acres (15,382 sqft)
Owner	2 Individual Names on File
Last Sale	$349,000 (Jan 2026)
Tax Bill	$7,409 (2025)
Deeds & Mortgages	Nov 2009 Mortgage Sep 2010 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-07.0-403-001`

Property Details

APN / Parcel Number

Primary APN	`29-07.0-403-001`
Alternative APN	`29070403001 (CHECK DIGIT = 9)`

Exterior

Lot Area	15,382 sqft (0.353 acres)

Location & Zoning

Account Number	29070403001
Street Address	802 LOCUST CT
City	CHATHAM
State	IL
Zip	62629-1496
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 BRECKENRIDGE ESTATES PLAT 1
Legal Subdivision	BRECKENRIDGE ESTATES
Legal Lot Number	42
Jurisdiction	SANGAMON IL
Township / Civil Division	BALL
Census Block Group	5
Census Block	5004
Census Tract	3203

Owner

802 Locust Ct is owned and occupied by two individuals who bought it in January 2026.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	802 LOCUST CT, CHATHAM, IL 62629-1496
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2009	Deed of Trust, Mortgage · Stand-Alone First Mortgage CEFCU
Sep 17, 2010	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
Jan 12, 2026	Warranty Deed, Transfer · Conventional Mortgage CEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2026 · Amount on File
Deed Sale	Jan 12, 2026 · Amount on File
Prior Sale	May 18, 1994 · Amount on File
Deed Document Number	2026553
Record Updated	Sep 20, 2026

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	802 LOCUST CT, CHATHAM, IL 62629-1496
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009R52784
Date	Nov 17, 2009
Instrument	2009R52784

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2019

Interest

Rate Type	Fixed Rate

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	802 LOCUST CT, CHATHAM, IL 62629-1496
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010R33619
Date	Sep 17, 2010
Instrument	2010R33619

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	276 Months
Due	Sep 16, 2033

Interest

Rate Type	Fixed Rate

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jan 12, 2026
Property Address	802 LOCUST CT, CHATHAM, IL 62629-1496
Document Number	2026R00553
Instrument Date	Jan 12, 2026
Instrument	2026R00553
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$523.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	802 LOCUST CT, CHATHAM, IL 62629-1496

Mortgage

Document Number	2026R00554
Date	Jan 12, 2026
Instrument	2026R00554

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 802 Locust Ct was $7,409 with a homeowner's exemption, up 8.8% from the year before.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Ball Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,409.00 (+8.78%)	$107,686 (+7.29%) Land $17,836 Building $89,850	$323,058 (+7.29%) Land $53,508 Building $269,550
2024	$6,811.00 Homeowner's exemption	$100,369 Land $16,624 Building $83,745	$301,107 Land $49,872 Building $251,235
2022	$6,090.00 Homeowner's exemption	$84,846 Land $14,053 Building $70,793	$254,538 Land $42,159 Building $212,379

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 802 Locust Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 802 Locust Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on Locust Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures