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802 Locke Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 802 Locke Ave, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,305 sqft · built 1960
Lot Size0.148 acres (6,441 sqft)
OwnerIndividual Name on File
Last Sale$113,000 (Dec 2017)
Tax Bill$3,794 (2025)
Deeds & MortgagesDec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8913-35-454-001

Property Details

APN / Parcel Number

Primary APN8913-35-454-001

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,305 sqft Living Area
1st Floor Area900 sqft
AtticAttic
Attic Area405 sqft
Basement Area900 sqft
Finished Basement675 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,441 sqft (0.148 acres)
Lot Dimensions113 ft deep x 57 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area128 sqft
Patio Area528 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address802 LOCKE AVE
CityWATERLOO
StateIA
Zip50702-4118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNPLATTED WLOO WEST S 113 FT N 143 FT OF THAT PART SW SE SEC 35 T 89 R 13 COM AT SW COR SE 1/4 SAID SEC TH N ALONG W LINE SE
Legal Range13W
Legal Township89N
Legal Section35
Legal SubdivisionUNPLATTED WLOO WEST
Legal Block10
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1028
Census Tract1200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address802 LOCKE AVE, WATERLOO, IA 50702-4118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2017 · Amount on File
Deed SaleDec 15, 2017 · Amount on File
Prior SaleOct 26, 2006 · Amount on File
Deed Document Number20172018-00010383
Prior Transfer DateOct 17, 2006
Prior Transfer Doc2007009586
Record UpdatedOct 29, 2026

December 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBLACK HAWK IA
Recording DateDec 15, 2017
Property Address802 LOCKE AVE, WATERLOO, IA 50702-4118
Document Number201800010383
Instrument DateDec 6, 2017
Instrument2018-00010383
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address802 LOCKE AVE, WATERLOO, IA 50702-4118

Mortgage

Document Number201800010384
DateDec 15, 2017
Instrument2018-00010384
Lender
NameLINCOLN SAVINGS BANK
TypeBank
AddressWATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,794.00 (+3.95%) Homeowner's exemption$196,820 (+13.3%) Land $18,550 Building $178,270$196,820 (+13.3%) Land $18,550 Building $178,270
2024$3,650.00 (+24.49%)
2023$173,710 (+22.03%) Land $18,550 Building $155,160$173,710 (+22.03%) Land $18,550 Building $155,160
2022$2,932.00 Homeowner's exemption$142,350 Land $18,550 Building $123,800
2021$142,350 Land $18,550 Building $123,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims14 (1979–2018)
Claims Outside the SFHA3 of 14
Most Recent ClaimOct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber		10,000 / 10,000
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
GigFire
Fixed Wireless		150 / 130

May also be available: AT&T, Nextlink, Verizon.

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