802 Lake Ave E, Ladysmith, WI 54848 Property Records

Rusk County property record for 802 Lake Ave E, Ladysmith, WI 54848

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$174,900 (Aug 2023)
Tax Bill	$2,529 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`246-02170-0000`

Property Details

APN / Parcel Number

Primary APN	`246-02170-0000`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	802 LAKE AVE E
City	LADYSMITH
State	WI
Zip	54848-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MENASHA WOODENWARE COS 1ST ADD LOT 4 BLOCK 1 DOCUMENT # 368089
Legal Range	06W
Legal Township	34N
Legal Section	03
Legal Subdivision	MENASHA WOODENWARE CO ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	RUSK WI
Township / Civil Division	LADYSMITH
Census Block Group	1
Census Block	1057
Census Tract	960500

Owner

Source: Rusk County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	802 LAKE AVE E, LADYSMITH, WI 54848-1319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE CU
Jan 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage DOUGLAS COUNTY BANK & TRUST CO
Dec 18, 2017	Deed, Transfer · Conventional Mortgage LADYSMITH FEDERAL SAV & LOAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2023 · Amount on Record
Deed Sale	Aug 4, 2023 · Amount on Record
Prior Sale	Dec 18, 2017 · Amount on Record
Deed Document Number	2023368089
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUSK WI
Recording Date	Aug 4, 2023
Property Address	802 LAKE AVE E, LADYSMITH, WI 54848-1319
Document Number	0000368089
Instrument Date	Aug 1, 2023
Instrument	368089
Transaction Type	Transfer
Record Updated	Aug 30, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$524.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000368090
Date	Aug 4, 2023
Instrument	368090

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	802 LAKE AVE E, LADYSMITH, WI 54848-1319
Transaction Type	Mortgage
Record Updated	Aug 4, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	355513
Date	Jun 11, 2020
Instrument	355513

Lender

Name	HERITAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	802 LAKE AVE E, LADYSMITH, WI 54848-1319
Transaction Type	Mortgage
Record Updated	May 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	634/706
Date	Jan 18, 2018
Book Page	634/706
Instrument	346937

Lender

Name	DOUGLAS COUNTY BANK & TRUST CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	RUSK WI
Recording Date	Dec 18, 2017
Property Address	802 LAKE AVE E, LADYSMITH, WI 54848-1319
Document Number	000634/702
Book / Page	634 / 702
Instrument Date	Dec 8, 2017
Instrument	346935
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000346936
Date	Dec 18, 2017
Instrument	346936

Lender

Name	LADYSMITH FEDERAL SAV & LOAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	634/709
Date	Dec 18, 2017
Book Page	634/709
Instrument	346938

Lender

Name	COMMUNITY ACTION AGENCY INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rusk County
Municipality	Ladysmith City
Unified School District	Ladysmith School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,529.00 (+36.63%)	$84,400 (-) Land $6,600 Building $77,800	$144,200 (+36.94%)
2023	$1,851.00 (-4.39%) Homeowner's exemption	$84,400 (-) Land $6,600 Building $77,800	$105,300 (+5.51%)
2022	$1,936.00 Homeowner's exemption	$84,400 Land $6,600 Building $77,800	$99,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1994)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADYSMITH WATERWORKS serves 3,184 people · EPA ID WI8550131
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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