Tama County property record for 802 Elm St, Traer, IA 50675
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,864 sqft · built 1937 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,500 (Jan 2022) |
| Tax Bill | $2,116 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07.10.228.007 |
| Primary APN | 07.10.228.007 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,864 sqft Living Area |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,187 sqft (0.165 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 802 ELM ST |
|---|---|
| City | TRAER |
| State | IA |
| Zip | 50675-1218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLK 27 ORIGINAL |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 27 |
| Legal Lot Number | 8 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 290200 |
802 Elm St is owned and occupied by an individual who bought it in January 2022.
Source: Tama County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 802 ELM ST, TRAER, IA 50675-1218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU |
| May 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY WHOLESALE CO INC |
| Jan 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2022 · Amount on File |
| Deed Sale | Jan 7, 2022 · Amount on File |
| Prior Sale | Aug 26, 2005 · Amount on File |
| Deed Document Number | 202264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 802 ELM ST, TRAER, IA 50675-1218 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020220066 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 2022-0066 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 5, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 802 ELM ST, TRAER, IA 50675-1218 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020221349 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 2022-1349 |
| Name | COMMUNITY WHOLESALE CO INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jun 19, 2025 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Jan 7, 2022 |
| Property Address | 802 ELM ST, TRAER, IA 50675-1218 |
| Document Number | 0020220064 |
| Instrument Date | Jan 4, 2022 |
| Instrument | 2022-0064 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $139.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 802 ELM ST, TRAER, IA 50675-1218 |
| Document Number | 0020220065 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 2022-0065 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 5, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 5, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
The 2025 property tax bill for 802 Elm St was $2,116.
Source: Tama County assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Municipality | Traer City |
| Unified School District | North Tama County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,116.00 | $107,370 Land $11,040 Building $96,330 | $107,370 Land $11,040 Building $96,330 |
| 2023 | $92,450 Land $11,040 Building $81,410 | $92,450 Land $11,040 Building $81,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 802 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 802 Elm St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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