802 Delray Dr, Forest Hill, MD 21050 Property Records

Harford County property record for 802 Delray Dr, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,746 sqft · built 1988
Lot Size	0.291 acres (12,666 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (May 2022)
Tax Bill	$4,355 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-227162`

Property Details

APN / Parcel Number

Primary APN	`03-227162`
Alternative APNs	`3227162` `227162`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,746 sqft Total Area
Basement Area	720 sqft
Finished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,666 sqft (0.291 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Deck Area	188 sqft
Patio Area	646 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	227162
Street Address	802 DELRAY DR
City	FOREST HILL
State	MD
Zip	21050-2744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 26 .291 AC 802 DELRAY DRIVE FOREST LAKE S6 P 58/105
Legal Subdivision	FOREST LAKES
Legal Lot Number	26
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1005
Census Tract	303204

Owner

Source: Harford County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	802 DELRAY DR, FOREST HILL, MD 21050-2744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed, Transfer · Conventional Mortgage MERIDIAN BANK
Nov 17, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 4, 2022 · Amount on Record
Deed Sale	May 4, 2022 · Amount on Record
Prior Sale	May 24, 1988 · Amount on Record
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	May 4, 2022
Property Address	802 DELRAY DR, FOREST HILL, MD 21050-2744
Document Number	0154950394
Book / Page	15495 / 394
Instrument Date	Apr 29, 2022
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	802 DELRAY DR, FOREST HILL, MD 21050-2744

Mortgage

Document Number	0154950400
Date	May 4, 2022
Instrument	15495-0400

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	802 DELRAY DR, FOREST HILL, MD 21050-2744
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0142640215
Date	Nov 17, 2020
Book Page	14264/215

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	NOTTINGHAM, MD 21236

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	263 Months
Due	Oct 22, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,433 (+28%)	$484,100 (+9.38%) Land $116,600 Building $367,500
2025	$4,355.00 (+27.45%)
2023		$356,600	$442,600 Land $116,600 Building $326,000
2022	$3,417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Armstrong Holdings.

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