802 Cypress Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 802 Cypress Ct, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,104 sqft · built 1969
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Aug 2026)
Tax Bill	$3,068 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2021 Line of Credit
APN	`04-30-0-103-058`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-103-058`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,104 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Mixed
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	802 CYPRESS CT
City	O FALLON
State	IL
Zip	62269-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTBROOK 4TH ADD, PLAT 2 LOT/SEC-161 A02441267
Legal Subdivision	WESTBROOK
Legal Block	103
Legal Lot Number	161
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1009
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	802 CYPRESS CT, O FALLON, IL 62269-1003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jul 21, 2021	Deed of Trust, Mortgage · Line of Credit SCOTT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Prior Sale	Jan 29, 2015 · Amount on Record
Deed Document Number	20262893656
Prior Transfer Date	Dec 11, 2014
Prior Transfer Doc	0002439208
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 25, 2026
Property Address	802 CYPRESS CT, O FALLON, IL 62269-1003
Document Number	0002893656
Instrument Date	Aug 22, 2026
Instrument	20262893656
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	ADVANCED TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,665.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	802 CYPRESS CT, O FALLON, IL 62269-1003

Mortgage

Date	Aug 25, 2026

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	802 CYPRESS CT, O FALLON, IL 62269-1003
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02708761
Date	Jul 21, 2021
Instrument	A02708761

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 20, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,068.00 (+11.16%) Homeowner's exemption Senior Citizen's exemption	$53,565 (+9.62%) Land $12,869 Building $40,696	$160,695 (+9.62%) Land $38,607 Building $122,088
2024	$2,760.00	$48,865 (+22.55%) Land $11,740 Building $37,125	$146,595 (+22.55%) Land $35,220 Building $111,375
2022		$39,873 Land $9,580 Building $30,293	$119,619 Land $28,740 Building $90,879

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, i3 Broadband.

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