802 Cummings Ln, Saint Cloud, MN 56301 Property Records

Stearns County property record for 802 Cummings Ln, Saint Cloud, MN 56301 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 1967
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,250 (2026)
Deeds & Mortgages	Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-46411-0542`

Property Details

APN / Parcel Number

Primary APN	`82-46411-0542`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,272 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Lot Width	119 ft Width
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	802 CUMMINGS LN
City	SAINT CLOUD
State	MN
Zip	56301-5912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 009 BLK 002 CUMMING ADD TO ST CLOUD SECTION 23 TOWNSHIP 124 RANGE 028 SECTION 23 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	23
Legal Subdivision	CUMMING ADD TO ST CLOUD
Legal Block	2
Legal Lot Number	9
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2002
Census Tract	304

Owner

Source: Stearns County records · APN 82-46411-0542

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	802 CUMMINGS LN, SAINT CLOUD, MN 56301-5912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 24, 2022
Property Address	802 CUMMINGS LN, SAINT CLOUD, MN 56301-5912
Document Number	00A1628831
Instrument Date	Mar 21, 2022
Instrument	A1628831
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,250.00 (+31.26%)	$261,700 (+8.36%) Land $40,000 Building $221,700	$261,700 (+8.36%) Land $40,000 Building $221,700
2025		$241,500 (+6.58%) Land $40,000 Building $201,500	$241,500 (+6.58%) Land $40,000 Building $201,500
2023	$2,476.00	$226,600 Land $40,000 Building $186,600	$226,600 Land $40,000 Building $186,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450003042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.