802 Cedar St, McKinney, TX 75069 Property Records

Collin County property record for 802 Cedar St, McKinney, TX 75069

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,330 sqft · built 1893
Lot Size	0.211 acres (9,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,105 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-0899-011-011A-1`

Property Details

APN / Parcel Number

Primary APN	`R-0899-011-011A-1`
Alternative APNs	`000001096129` `1096129`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,330 sqft Living Area
Gross Area	3,526 sqft
1st Floor Area	1,714 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1893
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,200 sqft (0.211 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Covered Patio/Porch
Porch Area	538 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	802 CEDAR ST
City	MCKINNEY
State	TX
Zip	75069-5575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-60
Legal Description	F M HILL REVISED ADDITION, BLK 11, LOT 11A
Legal Subdivision	F M HILL REVISED ADDITION (CMC)
Legal Block	11
Legal Lot Number	11A
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1062
Census Tract	30802

Owner

Source: Collin County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	802 CEDAR ST, MCKINNEY, TX 75069-5575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Sep 14, 2021	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
May 13, 2020	Deed of Trust, Mortgage BANCORPSOUTH
Jun 25, 2018	Deed of Trust, Mortgage INDEPENDENT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2004
Deed Sale	Sep 9, 2004
Prior Sale	Feb 6, 2003 · Amount on Record
Deed Document Number	2004134001
Prior Transfer Date	Jan 10, 2003
Prior Transfer Doc	0000023832
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Recording Date	Sep 1, 2026
Property Address	802 CEDAR ST, MCKINNEY, TX 75069-5575
Document Number	0000118297
Instrument Date	Aug 17, 2026
Instrument	2026118297
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 CEDAR ST, MCKINNEY, TX 75069-5575

Mortgage

Document Number	0000118297,
Date	Sep 1, 2026
Instrument	2026118297

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	802 CEDAR ST, MCKINNEY, TX 75069-5575
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 CEDAR ST, MCKINNEY, TX 75069-5575

Mortgage

Document Number	0001867690
Date	Sep 14, 2021
Instrument	20210914001867690

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	MCKINNEY, TX 75070

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	178 Months
Due	Jul 26, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	802 CEDAR ST, MCKINNEY, TX 75069-5575
Document Number	0000734270
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	802 CEDAR ST MCKINNEY TX 750695575, MCKINNEY, TX 75069-5575

Mortgage

Document Number	0000734270
Date	May 20, 2020
Instrument	734270

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	802 CEDAR ST, MCKINNEY, TX 75069-5575
Document Number	0000819860
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 20, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	802 CEDAR ST MCKINNEY TX 750695575, MCKINNEY, TX 75069-5575

Mortgage

Document Number	0000819860
Date	Jul 2, 2018
Instrument	819860

Lender

Name	INDEPENDENT BK
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,105.00 (+3.83%) Homeowner's exemption	$504,865 (-7.88%) Land $227,500 Building $487,998	$715,498 (+30.56%) Land $227,500 Building $487,998
2024	$6,843.00 (-2.83%)
2023		$548,037 Land $144,000 Building $404,037	$548,037 Land $144,000 Building $404,037
2022	$7,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1989 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Optimum, Rise Broadband, Verizon.

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