802 Cardinal St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 802 Cardinal St, Kill Devil Hills, NC 27948 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,248 sqft · built 1980
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on File
Last Sale	$89,500 (Sep 1998)
Tax Bill	$2,222 (2025)
Deeds & Mortgages	Feb 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`988308775735`

Property Details

APN / Parcel Number

Primary APN	`988308775735`
Alternative APN	`009169000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,248 sqft Heated Area
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1980
Architectural Style	Traditional
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,500 sqft (0.241 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	988308775735
Old Parcel Number	988308775735
Street Address	802 CARDINAL ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-8760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 2 BLK: 26 SEC: PL: 2 SL: 18
Legal Subdivision	KILL DEVIL HILLS REALTY CORP
Legal Block	26
Legal Lot Number	2
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1043
Census Tract	970302

Owner

Source: Dare County records · APN 988308775735

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	802 CARDINAL ST, KILL DEVIL HILLS, NC 27948-8760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 1998 · Amount on Record
Deed Sale	Sep 29, 1998 · Amount on Record
Deed Document Number	0001210816
Record Updated	Jun 08, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	802 CARDINAL ST, KILL DEVIL HILLS, NC 27948-8760
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 CARDINAL ST, KILL DEVIL HILLS, NC 27948-8760

Mortgage

Document Number	002775/704
Date	Feb 28, 2025
Book Page	2775/704
Instrument	700146635

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	202 S CROATAN HWY, KILL DEVIL HILLS, NC 27948

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dare County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,222.00 (+22.56%)	$409,100 (+70.46%) Land $183,800 Building $225,300
2023	$1,813.00	$240,000 Land $89,300 Building $150,700
2020			$409,100 Land $183,800 Building $225,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dare County (37055C), updated May 11, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370559703021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 190 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	290 units insured (100 under condo master policies) 96 of 190 individual policies on primary residences
Nearby Flood Claims	22 (2003–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Oct 2018, tidal / storm surge, Tropical Storm Michael
Flood Events	Tropical Storm Michael (Oct 2018), 6 claims Hurricane Matthew (Oct 2016), 5 claims Hurricane Irene (Aug 2011), 7 claims

Wildfire

Wildfire Risk	Low above 35% of the US · above 49% of North Carolina
Wildfire Likelihood	About 1 in 2,273 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.