802 Broad St, Edgewood, IL 62426 Property Records

Effingham County property record for 802 Broad St, Edgewood, IL 62426

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,200 sqft · built 1921
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jul 2021)
Tax Bill	$2,212 (2025)
Deeds & Mortgages	May 2023 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-23-001-030`

Property Details

APN / Parcel Number

Primary APN	`07-23-001-030`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,200 sqft Base Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Construction Type	Frame
Lot Area	22,651 sqft (0.52 acres)

Location & Zoning

Street Address	802 BROAD ST
City	EDGEWOOD
State	IL
Zip	62426-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4,5 & 6 BLK 18 EDGEWOOD 3704/39 2954/290 2476/184 1376/248
Legal Subdivision	VILLAGE OF EDGEWOOD
Legal Block	18
Legal Lot Number	4-6
Jurisdiction	EFFINGHAM IL
Township / Civil Division	MASON
Census Block Group	2
Census Block	2148
Census Tract	950400

Owner

802 Broad St is owned and occupied by an individual who bought it in July 2021.

Source: Effingham County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	802 BROAD ST, EDGEWOOD, IL 62426-1121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jul 12, 2021	Warranty Deed, Transfer · FHA Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Prior Sale	May 31, 2013 · Amount on File
Deed Document Number	202121003477
Deed Book / Page	3704 / 39
Prior Transfer Date	Jan 23, 2009
Prior Transfer Doc	002476/184
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	802 BROAD ST, EDGEWOOD, IL 62426-1121
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 BROAD ST, EDGEWOOD, IL 62426-1121

Mortgage

Document Number	003858/116
Date	May 16, 2023
Book Page	3858/116
Instrument	202323001640

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Aug 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jul 12, 2021
Property Address	802 BROAD ST, EDGEWOOD, IL 62426-1121
Document Number	0003704/39
Book / Page	3704 / 39
Map Reference	MB J PG 625
Instrument Date	Jul 8, 2021
Instrument	202121003477
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 BROAD ST, EDGEWOOD, IL 62426-1121

Mortgage

Document Number	202121003478
Date	Jul 12, 2021
Instrument	202121003478

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

Mortgage

Document Number	003704/162
Date	Jul 13, 2021
Book Page	3704/162
Instrument	202121003501

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 802 Broad St was $2,212 with a homeowner's exemption, up 11.7% from the year before.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Mason Township
Municipality	Edgewood Village
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,212.00 (+11.66%) Homeowner's exemption	$38,550 (+9.99%) Land $2,450 Building $36,100	$115,650 (+9.99%) Land $7,350 Building $108,300
2024	$1,981.00	$35,050 Land $2,230 Building $32,820	$105,150 Land $6,690 Building $98,460
2022	$1,508.00 Homeowner's exemption	$28,980 Land $1,850 Building $27,130	$86,940 Land $5,550 Building $81,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 802 Broad St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 802 Broad St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGEWOOD serves 440 people · EPA ID IL0490200
Water Source	Purchased surface water from EJ WATER COOPERATIVE
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Frontier DSL	115 / 7
KNR Wireless Fixed Wireless	100 / 10

May also be available: AT&T, T-Mobile.

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