802 Annabelle St, McHenry, IL 60051 Property Records

McHenry County property record for 802 Annabelle St, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 950 sqft · built 1955
Lot Size	0.231 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$164,500 (May 2009)
Tax Bill	$3,767 (2024)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-05-326-009`

Property Details

APN / Parcel Number

Primary APN	`10-05-326-009`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	950 sqft
Basement Area	950 sqft
Game Room	Game Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.231 acres)
Lot Dimensions	140 ft deep x 72 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	96 sqft
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	802 ANNABELLE ST
City	MCHENRY
State	IL
Zip	60051-7708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2009R0023474 LT 13 BLK 2 PISTAKEE HIGHLANDS UNIT 5
Legal Subdivision	PISTAKEE HIGHLANDS UNIT 5
Legal Block	2
Legal Lot Number	13
Legal Unit	5
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2006
Census Tract	870704

Owner

802 Annabelle St is owned and occupied by two individuals who bought it in May 2009.

Source: McHenry County records, as of June 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	802 ANNABELLE ST, MCHENRY, IL 60051-7708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2009 · Amount on File
Deed Sale	May 8, 2009 · Amount on File
Prior Sale	Nov 10, 1998
Deed Document Number	200923474
Prior Transfer Date	Aug 11, 1994
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	802 ANNABELLE ST, MCHENRY, IL 60051-7708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040624
Date	Nov 26, 2019
Instrument	2019R0040624

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2034

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,767.00	$64,318 Land $5,953 Building $58,365	$192,954 Land $17,859 Building $175,095
2022	Homeowner's exemption	$56,696 Land $13,165 Building $43,531	$170,088 Land $39,495 Building $130,593

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 802 Annabelle St in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	41 (1979–2026)
Claims Outside the SFHA	2 of 41
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms & Flooding, Jun 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 802 Annabelle St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	59 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20