8019 Blanche Dr, Panama City, FL 32404 Property Records

Bay County property record for 8019 Blanche Dr, Panama City, FL 32404

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,576 sqft · built 1989
Lot Size	0.499 acres (21,736 sqft)
Owner	Company Name on Record
Last Sale	$180,000 (Apr 2019)
Tax Bill	$2,524 (2025)
Deeds & Mortgages	Dec 2022 Transfer Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05432-121-000`

Property Details

APN / Parcel Number

Primary APN	`05432-121-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,576 sqft Living Area
1st Floor Area	1,340 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	21,736 sqft (0.499 acres)
Lot Dimensions	170 ft deep x 128 ft wide
Garage Type	Detached
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	484 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	364 sqft
Deck Area	574 sqft
Patio Area	1,446 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8019 BLANCHE DR
City	PANAMA CITY
State	FL
Zip	32404-4202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC15
Legal Description	SPIKES ADDITION TO HIGHPOINT LOT 1 BLK B ORB 4643 P 1194
Legal Range	13W
Legal Township	02S
Legal Section	19
Legal Subdivision	SPIKES ADDITION
Legal Block	B
Legal Lot Number	1
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	1
Census Block	1022
Census Tract	402

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1010 RIDGEWOOD CV S, NICEVILLE, FL 32578-4236
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Apr 2, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2019 · Amount on Record
Deed Sale	Apr 2, 2019 · Amount on Record
Prior Sale	Jun 17, 2014 · Amount on Record
Deed Document Number	201933514
Deed Book / Page	4107 / 1120
Last Transfer Date	Dec 15, 2022
Transfer Doc	0046431194
Record Updated	Jun 8, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Dec 27, 2022
Property Address	8019 BLANCHE DR, PANAMA CITY, FL 32404-4202
Document Number	0046431194
Book / Page	4643 / 1194
Map Reference	MB 14 PG 109
Instrument Date	Dec 15, 2022
Instrument	2022090806
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 RIDGEWOOD CV S, NICEVILLE, FL 32578-4236

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1010 EIDGEWOOD COVE S, NICEVILLE, FL 32578

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 2, 2019
Property Address	8019 BLANCHE DR, PANAMA CITY, FL 32404-4202
Document Number	0041071120
Book / Page	4107 / 1120
Map Reference	MB 14 PG 109
Instrument Date	Mar 28, 2019
Instrument	2019033514
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	BAY NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1612 COOLSPRING WAY, 1612, VIRGINIA BEACH, VA 23464-8884

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8019 BLANCHE DR, PANAMA CITY, FL 32404-4202

Mortgage

Document Number	2019033515
Date	Apr 2, 2019
Instrument	2019033515

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,524.00 (+6.9%)	$196,154 (+22.37%)	$214,478 (+33.8%) Land $42,066 Building $172,412
2024	$2,361.00 (+15.34%)
2023	$2,047.00 (+16.64%)	$160,293 (+7.9%) Land $35,809 Building $124,484	$160,293 (+7.9%) Land $35,809 Building $124,484
2022	$1,755.00	$148,557 Land $34,344 Building $114,213	$148,557 Land $34,344 Building $114,213

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 137 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	137 in force
Nearby Flood Claims	10 (2013–2018)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Blanche Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures