Frederick County property record for 8016 Harbor Pl, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,892 sqft · built 1987 |
| Lot Size | 0.038 acres (1,640 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $247,500 (Jul 2019) |
| Tax Bill | $3,973 (2025) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-558457 |
| Primary APN | 28-558457 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,892 sqft Living Area |
| 1st Floor Area | 652 sqft |
| Basement Area | 600 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,640 sqft (0.038 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 144 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 558457 |
|---|---|
| Street Address | 8016 HARBOR PL |
| City | FREDERICK |
| State | MD |
| Zip | 21701-3280 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R8 |
| Legal Description | LT 720 SEC 7 PLAT 2 BLK II 1640 SQ. FT. WATERSIDE |
| Legal Subdivision | WATERSIDE |
| Legal Block | II |
| Legal Lot Number | 720 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 750802 |
Source: Frederick County records · APN 28-558457
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8016 HARBOR PL, FREDERICK, MD 21701-3280 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 12, 2019 | Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC |
| Mar 13, 2017 | Deed, Transfer · FHA Mortgage PNC MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2019 · Amount on Record |
| Deed Sale | Jul 12, 2019 · Amount on Record |
| Prior Sale | Mar 13, 2017 · Amount on Record |
| Deed Book / Page | 13080 / 410 |
| Prior Transfer Date | Jul 28, 2016 |
| Prior Transfer Doc | 0114350385 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 12, 2019 |
| Property Address | 8016 HARBOR PL, FREDERICK, MD 21701-3280 |
| Document Number | 0130800410 |
| Book / Page | 13080 / 0410 |
| Map Reference | MB 35 PG 51 |
| Instrument Date | Jun 27, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | STRATEGIC NATL TTL GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $618.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8016 HARBOR PL, FREDERICK, MD 21701-3280 |
| Document Number | 130800419 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 13080/0419 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 13, 2017 |
| Property Address | 8016 HARBOR PL, FREDERICK, MD 21701-3280 |
| Document Number | 0117100369 |
| Book / Page | 11710 / 0369 |
| Map Reference | MB35 PG51 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 11710-0369 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | CLEART TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8016 HARBOR PL, FREDERICK, MD 21701-3280 |
| Document Number | 117100375 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | 11710-0375 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2047 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,973.00 (+9.09%) | $318,000 (+18.19%) Land $90,000 Building $228,000 | $318,000 (-) Land $90,000 Building $228,000 |
| 2024 | $3,642.00 (+12.37%) | ||
| 2023 | $3,241.00 | $269,067 | $318,000 Land $90,000 Building $228,000 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
Based on FCC filings for 64 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERSIDE serves 1,509 people |
|---|---|
| Water Source | Purchased surface water from CITY OF FREDERICK |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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