8010 Cotswald Trl, Cottleville (Saint Charles), MO 63304 Property Records

St. Charles County property record for 8010 Cotswald Trl, Cottleville, MO 63304

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,255 sqft · built 2023
Lot Size0.212 acres (9,217 sqft)
Owner2 Individual Names on Record
Last Sale$639,689 (Dec 2023)
Tax Bill$9,069 (2025)
Deeds & MortgagesDec 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNT241500051

Property Details

APN / Parcel Number

Primary APNT241500051
Alternative APN
  • 3-0018-D435-00-0141.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,255 sqft Living Area
Gross Area5,215 sqft
Basement Area1,960 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleBi-Level
Exterior MaterialBrick
Lot Area9,217 sqft (0.212 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Account NumberT241500051
Street Address8010 COTSWALD TRL
CitySAINT CHARLES
StateMO
Zip63304-8062
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOTTLEVILLE TRAILS #1A LOT 141
Legal SubdivisionCOTTLEVILLE TRAILS #1A
Legal Lot Number141
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group3
Census Block3006
Census Tract311124

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8010 COTSWALD TRL, SAINT CHARLES, MO 63304-8062
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2023 · Amount on Record
Deed SaleDec 20, 2023 · Amount on Record
Deed Document Number202351540
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 20, 2023
Property Address8010 COTSWALD TRL, COTTLEVILLE, MO 63304-8062
Document Number0000051540
Map ReferenceDOC 2023R-039084
Instrument DateDec 14, 2023
Instrument2023R-051540
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 12, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16141 SWINGLEY RIDGE RD # RD109, RD109, CHESTERFIELD, MO 63017-1774

Transferred To (Grantee/Buyer)

NameVerified Name
Address8010 COTSWALD TRL, COTTLEVILLE, MO 63304-8062

Mortgage

Document Number0000051541
DateDec 20, 2023
Instrument2023R-051541
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityCottleville City
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$121,541 (-)$639,689 (-) Land $80,000 Building $559,689
2025$9,069.00$121,541$639,689 Land $80,000 Building $559,689

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

May also be available: i3 Broadband.

Nearby Properties on Cotswald Trl

Nearby Streets

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