801 Tennessee Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 801 Tennessee Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,443 sqft · built 1983
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Oct 2022)
Tax Bill	$4,280 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`77353`

Property Details

APN / Parcel Number

Primary APN	`77353`
Alternative APN	`012630000100920230`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,443 sqft Heated Area
Gross Area	1,907 sqft
1st Floor Area	999 sqft
Upper Floors Area	444 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	150 ft deep x 62 ft wide
Garage Type	Detached - Unfinished
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Screened Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	77353
Street Address	801 TENNESSEE AVE
City	SAINT CLOUD
State	FL
Zip	34769-3583
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	ST CLOUD PB B PG 33/34 BLK 92 N 1/2 LOT 22, ALL LOTS 23 & 24 3/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	92
Legal Lot Number	3,22-24 24
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3060
Census Tract	43400

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	801 TENNESSEE AVE, SAINT CLOUD, FL 34769-3583
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC
Dec 19, 2019	Warranty Deed, Transfer · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Prior Sale	Dec 19, 2019 · Amount on Record
Deed Document Number	2022147375
Deed Book / Page	6294 / 1109
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 4, 2022
Property Address	801 TENNESSEE AVE, SAINT CLOUD, FL 34769-3583
Document Number	0062941109
Book / Page	6294 / 1109
Map Reference	MB B PG 33&34
Instrument Date	Sep 28, 2022
Instrument	2022147375
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 TENNESSEE AVE, 801, SAINT CLOUD, FL 34769-3583

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 TENNESSEE AVE, SAINT CLOUD, FL 34769-3583

Mortgage

Document Number	0062941111
Date	Oct 4, 2022
Instrument	6294/1111

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Mortgage

Document Number	0062941122
Date	Oct 4, 2022
Book Page	6294/1122
Instrument	2022147377

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 19, 2019
Property Address	801 TENNESSEE AVE, SAINT CLOUD, FL 34769-3583
Document Number	0056440892
Book / Page	5644 / 0892
Map Reference	MB B PG 33&34
Instrument Date	Dec 18, 2019
Instrument	2019165130
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	OLIVER TITLE LAW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,652.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6919 CUPSEED LN, 6919, HARMONY, FL 34773-6052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 TENNESSEE AVE, SAINT CLOUD, FL 34769-3583

Mortgage

Document Number	0056440894
Date	Dec 19, 2019
Instrument	5644/0894

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,280.00 (+6.12%) Homeowner's exemption	$282,031 (+5.99%)	$295,700 (+11.12%) Land $55,000 Building $240,700
2023	$4,033.00 (+100,725%) Homeowner's exemption	$266,100 (+27.46%) Land $50,000 Building $216,100	$266,100 (-0.3%) Land $50,000 Building $216,100
2022	$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$208,778	$266,900 Land $45,000 Building $221,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 98 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 units insured incl. 12 condo units
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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