Madison County property record for 801 Ridge Ct, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 2,461 sqft · built 2005 |
| Owner | 2 Owner Names on File |
| Tax Bill | $1,795 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081F-24-045 |
| Primary APN | 081F-24-045 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,461 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 1,985 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|
| Account Number | 44085 |
|---|---|
| Old Parcel Number | 081F-24 -045/00.00 |
| Street Address | 801 RIDGE CT |
| City | MADISON |
| State | MS |
| Zip | 39110-4739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 200 PROVIDENCE PART 1A D@177 |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 24 |
| Legal Subdivision | PROVIDENCE PT 1A |
| Legal Lot Number | 200 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30402 |
The current owner of 801 Ridge Ct acquired it in May 2009.
Source: Madison County records, as of December 1, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 801 RIDGE CT, MADISON, MS 39110-4739 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Jul 22, 2019 | Deed of Trust, Mortgage WELLS FARGO BK |
| May 31, 2018 | Loan Modification, Mortgage TRUSTMARK NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | May 5, 2009 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 801 RIDGE CT, MADISON, MS 39110-4739 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 801 RIDGE CT, MADISON, MS 39110-4739 |
| Document Number | 004329/682 |
|---|---|
| Date | May 12, 2023 |
| Book Page | 4329/682 |
| Instrument | 981884 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 801 RIDGE CT, MADISON, MS 39110-4739 |
| Document Number | 0000869823 |
| Instrument Date | Jul 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 801 RIDGE CT MADISON MS 391104739, MADISON, MS 39110-4739 |
| Document Number | 0000869823 |
|---|---|
| Date | Aug 8, 2019 |
| Book Page | 003752/000028 |
| Instrument | 869823 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467-8000 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Aug 7, 2029 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 801 RIDGE CT, MADISON, MS 39110-4739 |
| Document Number | 0000842555 |
| Instrument Date | May 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 801 RIDGE CT MADISON MS 391104739, MADISON, MS 39110-4739 |
| Document Number | 0000842555 |
|---|---|
| Date | Jul 9, 2018 |
| Book Page | 003621/000138 |
| Instrument | 842555 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205-0291 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jul 8, 2028 |
The 2025 property tax bill for 801 Ridge Ct was $1,795 with a homeowner's exemption.
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,795.00 Homeowner's exemption | $20,409 | $204,090 Land $45,000 Building $159,090 |
| 2024 | $1,795.00 | ||
| 2023 | $1,795.00 Homeowner's exemption | $20,409 | $204,090 Land $45,000 Building $159,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 801 Ridge Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 801 Ridge Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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