Kenton County property record for 801 Oak St, Ludlow, KY 41016
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 5 bd · 3 ba · 2,896 sqft · built 1915 |
| Lot Size | 0.088 acres (3,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $10,710 (Oct 2023) |
| Tax Bill | $1,763 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Oct 2023 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 026-32-15-008.00 |
| Primary APN | 026-32-15-008.00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,896 sqft Finished Area |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Triplex |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Lot Area | 3,850 sqft (0.088 acres) |
| Lot Dimensions | 110 ft deep x 35 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 801 OAK ST |
|---|---|
| City | LUDLOW |
| State | KY |
| Zip | 41016-1351 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | LUDLOW LAGOON LOT 88 35'X 110' |
| Legal Subdivision | LUDLOW LAGOON LAND |
| Legal Lot Number | 88 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 66900 |
801 Oak St, a residential property, is owned by two individuals who bought it in October 2023.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6786 CLOVER DR, MASON, OH 45040-1296 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2023 | Intrafamily Transfer, Transfer |
| Oct 17, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2023 · Amount on File |
| Deed Sale | Oct 17, 2023 · Amount on File |
| Prior Sale | Apr 5, 2000 · Amount on File |
| Deed Document Number | 2023357 |
| Deed Book / Page | 252 / 659 |
| Prior Transfer Date | Jul 20, 2023 |
| Prior Transfer Doc | 0005900357 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 17, 2023 |
| Property Address | 801 OAK ST, LUDLOW, KY 41016-1351 |
| Document Number | 0005900358 |
| Book / Page | KC 252 / 664 |
| Instrument Date | Oct 3, 2023 |
| Instrument | 23101705900358 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6786 CLOVER DR, MASON, OH 45040-1296 |
| Name | Verified Name |
|---|---|
| Address | 6786 CLOVER DR, MASON, OH 45040-1296 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 17, 2023 |
| Property Address | 801 OAK ST, LUDLOW, KY 41016-1351 |
| Document Number | 0005900357 |
| Book / Page | KC 252 / 659 |
| Map Reference | PL 163 |
| Instrument Date | Jul 20, 2023 |
| Instrument | 23101705900357 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $11.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10254 LAKE DISTRICT LN, ORLANDO, FL 32832-5888 |
| Name | Verified Name |
|---|---|
| Address | 6786 CLOVER DR, MASON, OH 45040-1296 |
The 2025 property tax bill for 801 Oak St was $1,763.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,800 (+22.07%) Land $15,000 Building $149,800 | $164,800 (+22.07%) Land $15,000 Building $149,800 | |
| 2025 | $1,763.00 | $135,000 Land $10,000 Building $125,000 | $135,000 Land $10,000 Building $125,000 |
| 2023 | $1,737.00 (+0.87%) | $135,000 (-) Land $10,000 Building $125,000 | $135,000 (-) Land $10,000 Building $125,000 |
| 2022 | $1,722.00 | $135,000 Land $10,000 Building $125,000 | $135,000 Land $10,000 Building $125,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 801 Oak St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 801 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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