Montezuma County property record for 801 Lau Ln, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,780 sqft · built 2006 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $163,750 (Aug 2009) |
| Tax Bill | $1,512 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R013982 |
| Primary APN | R013982 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,780 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 495 sqft |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R013982 |
|---|---|
| Street Address | 801 LAU LN |
| City | CORTEZ |
| State | CO |
| Zip | 81321-5600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | SUBDIVISION: SOUTHERN BLUFFS SUB, 2ND AMD LOT: 28 PHASE 1 B727 P867 R/465237 R/466234 P/13-96 & R/473790 |
| Legal Range | 16W |
| Legal Township | 36N |
| Legal Section | 35 |
| Legal Subdivision | SOUTHERN BLUFFS SUB |
| Legal Phase | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 969400 |
Source: Montezuma County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 801 LAU LN, CORTEZ, CO 81321-5600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC |
| May 17, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2009 · Amount on Record |
| Deed Sale | Aug 14, 2009 · Amount on Record |
| Prior Sale | Apr 2, 2009 |
| Deed Document Number | 2009565826 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 801 LAU LN, CORTEZ, CO 81321-5600 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000614533 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 614533 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | May 17, 2022 |
| Property Address | 801 LAU LN, CORTEZ, CO 81321-5600 |
| Document Number | 0000645212 |
| Map Reference | MB 15 PG 130 |
| Instrument Date | May 12, 2022 |
| Instrument | 645212 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 801 LAU LN, CORTEZ, CO 81321-5600 |
| Document Number | 0000645213 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 645213 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,512.00 (+34.4%) | $29,973 (+36.85%) Land $2,563 Building $27,410 | $376,553 (+36.86%) Land $32,200 Building $344,353 |
| 2024 | $1,125.00 (+9.86%) | $21,902 (-16.66%) Land $2,136 Building $19,766 | $275,147 (-16.66%) Land $26,836 Building $248,311 |
| 2023 | $1,024.00 (-0.49%) | $26,280 (+23.48%) Land $2,563 Building $23,717 | $330,147 (+23.48%) Land $32,200 Building $297,947 |
| 2022 | $1,029.00 | $21,283 Land $2,563 Building $18,720 | $267,372 Land $32,200 Building $235,172 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 72% of Colorado |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
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