801 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 801 Holden Rd, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,336 sqft · built 2016
Lot Size	0.16 acres (6,951 sqft)
Owner	2 Individual Names on Record
Last Sale	$864,900 (Sep 2026)
Tax Bill	$11,311 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-591805`

Property Details

APN / Parcel Number

Primary APN	`02-591805`
Alternative APN	`591805`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	4,336 sqft Living Area
Gross Area	4,816 sqft
1st Floor Area	1,880 sqft
Basement Area	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,951 sqft (0.16 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	591805
Street Address	801 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 157 PLAT 2 SECTI 6,951 SQ FT NICODEMUS PND EASTCHURC
Legal Subdivision	PLAT 1 NICODEMUS PND EASTCHURCH
Legal Lot Number	157
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1009
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	801 HOLDEN RD, FREDERICK, MD 21701-3412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed, Transfer · Conventional Mortgage NFM LENDING
Dec 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA
Jan 15, 2020	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2026 · Amount on Record
Deed Sale	Sep 1, 2026 · Amount on Record
Prior Sale	Jun 2, 2016 · Amount on Record
Deed Book / Page	18030 / 7
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 1, 2026
Property Address	801 HOLDEN RD, FREDERICK, MD 21701-3412
Document Number	1803000007
Book / Page	18030 / 7
Instrument Date	Aug 27, 2026
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	E ASSURANCE TITLE, ASSURANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$873,549.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	801 HOLDEN RD, FREDERICK, MD 21701-3412

Mortgage

Document Number	1803000014,
Date	Sep 1, 2026
Book Page	18030/14

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	801 HOLDEN RD, FREDERICK, MD 21701-3412
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0167090371
Date	Dec 21, 2023
Book Page	16709/371

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	801 HOLDEN RD, FREDERICK, MD 21701-3412
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0134630372
Date	Jan 15, 2020
Book Page	13463/0372

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$742,267 (+1.79%)	$768,400 (+5.38%) Land $184,700 Building $583,700
2025	$11,311.00 (+12.54%) Homeowner's exemption	$729,200 (+22.77%) Land $184,700 Building $544,500	$729,200 (-) Land $184,700 Building $544,500
2023	$10,051.00 Homeowner's exemption	$593,933	$729,200 Land $184,700 Building $544,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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