Walton County property record for 801 Harbour Point Dr, Miramar Beach, FL 32550
| Property Type | Condominium |
|---|---|
| Lot Size | 0.018 acres (761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Nov 2025) |
| Tax Bill | $2,636 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 27-2S-21-42610-000-0801 |
| Primary APN | 27-2S-21-42610-000-0801 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 761 sqft (0.018 acres) |
| Street Address | 801 HARBOUR POINT DR |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4516 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | SD |
| Legal Description | UNIT #801 HARBOUR POINT PH I CONDO AND AN UNDIVIDED INTEREST IN COMMON ELEMENTS AS REC IN OR 324-688 OR 1324-14 OR 1989-298 OR 2824-2921 OR 2848-1565 OR 2980-530 OR 3100-3053 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 27 |
| Legal Subdivision | HARBOR PT PH I |
| Legal Phase | 1 |
| Legal Block | 8 |
| Legal Lot Number | 801 |
| Legal Unit | 801 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 950609 |
Source: Walton County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4112 NE DEARBORN LN, LEES SUMMIT, MO 64064-4522 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 24, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY HOME LOANS LLC |
| Nov 4, 2025 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NATIONAL ASSOCIATI |
| Mar 27, 2019 | Warranty Deed, Transfer CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on Record |
| Deed Sale | Nov 4, 2025 · Amount on Record |
| Prior Sale | Mar 27, 2019 · Amount on Record |
| Deed Document Number | 202540551 |
| Deed Book / Page | 3376 / 2652 |
| Prior Transfer Date | Aug 16, 2010 |
| Prior Transfer Doc | 0028481565 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 801 HARBOUR POINT DR, MIRAMAR BEACH, FL 32550-4516 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1431 ANDANTE WAY, WESTFIELD, IN 46074-0508 |
| Document Number | 0032842180 |
|---|---|
| Date | Mar 24, 2023 |
| Book Page | 3284/2180 |
| Instrument | 20230010118 |
| Name | CAPITAL CITY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | LAWRENCEVILLE, GA 30043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.62% |
| Max Rate At Change | 5.62% |
| Index | Other |
| Max Rate | 10.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Nov 4, 2025 |
| Property Address | 801 HARBOUR POINT DR, MIRAMAR BEACH, FL 32550-4516 |
| Document Number | 0033762652 |
| Book / Page | 3376 / 2652 |
| Map Reference | MB 324 PG 688 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 20250040551 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | BEACHLAND TITLE SERVICES LLC, BEACH LAND AND TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 964 N QUIET BAY CIR, CICERO, IN 46034-9330 |
| Name | Verified Name |
|---|---|
| Address | 4112 NE DEARBORN LN, LEES SUMMIT, MO 64064-4522 |
| Investor | Possibly a Property Investor |
| Document Number | 0033762654 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 3376/2654 |
| Name | SOUTH STATE BANK NATIONAL ASSOCIATI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Max Rate | 11.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Mar 27, 2019 |
| Property Address | 801 HARBOUR POINT DR, MIRAMAR BEACH, FL 32550-4516 |
| Document Number | 0031003053 |
| Book / Page | 003100 / 003053 |
| Instrument Date | Mar 25, 2019 |
| Instrument | 9105 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2019 |
| Title Company | CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,435.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 106 GREYSTONE CT PRATTVILLE AL 360663605, PRATTVILLE, AL 36066-3605 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,636.00 (-1.05%) | $291,738 (-) Building $291,738 | $291,738 (-) Building $291,738 |
| 2024 | $2,664.00 (+22.09%) | $291,738 (-) Building $291,738 | $291,738 (-) Building $291,738 |
| 2023 | $2,182.00 (+15.51%) | $291,738 (+24.91%) Building $291,738 | $291,738 (+24.91%) Building $291,738 |
| 2022 | $1,889.00 | $233,552 Building $233,552 | $233,552 Building $233,552 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 428 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 645 units insured incl. 217 condo units |
| Nearby Flood Claims | 23 (1998–2024) |
| Claims Outside the SFHA | 10 of 23 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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