801 E Charles St, Mount Pleasant, IA 52641 Property Records

Henry County property record for 801 E Charles St, Mount Pleasant, IA 52641

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 2,640 sqft · built 2019
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$39,000 (Jul 2018)
Tax Bill	$7,666 (2026)
Deeds & Mortgages	Apr 2019 Mortgage Feb 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`420081510203800`

Property Details

APN / Parcel Number

Primary APN	`420081510203800`
Alternative APN	`083724209`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	5 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,640 sqft Living Area
1st Floor Area	1,320 sqft
Basement Area	1,320 sqft
Finished Basement	800 sqft
Unfinished Basement	1,320 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	135 ft deep x 190 ft wide
Garage Type	Attached
Garage Area	917 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	801 E CHARLES ST
City	MOUNT PLEASANT
State	IA
Zip	52641-2352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLVUE SUB PHASE 2 LT 9
Legal Subdivision	BELLVUE SUB
Legal Lot Number	9
Jurisdiction	HENRY IA
Township / Civil Division	MOUNT PLEASANT
Census Block Group	4
Census Block	4005
Census Tract	970400

Owner

801 E Charles St is owned and occupied by two individuals who bought it in July 2018.

Source: Henry County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	801 E CHARLES ST, MOUNT PLEASANT, IA 52641-2352
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2019	Deed of Trust, Mortgage · ARM TWO RIVERS BANK AND TRUST
Feb 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TWO RIVERS BANK AND TRUST
Jul 20, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2018 · Amount on File
Deed Sale	Jul 20, 2018 · Amount on File
Deed Document Number	20181510
Deed Book / Page	2018 / 1510
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IA
Property Address	801 E CHARLES ST, MOUNT PLEASANT, IA 52641-2352
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002019/741
Date	Apr 29, 2019
Book Page	2019/741
Instrument	741

Lender

Name	TWO RIVERS BANK AND TRUST

Agreement

Type	ARM
Amount	Amount on Record
Term	373 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.7%
Type Change Date	May 1, 2027
Index	1-Year CMT
Margin	3

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IA
Property Address	801 E CHARLES ST, MOUNT PLEASANT, IA 52641-2352
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002020/423
Date	Feb 20, 2020
Book Page	2020/423
Instrument	423

Lender

Name	TWO RIVERS BANK AND TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IA
Recording Date	Jul 20, 2018
Property Address	801 E CHARLES ST, MOUNT PLEASANT, IA 52641-2352
Document Number	02018/1510
Book / Page	2018 / 1510
Instrument Date	Jul 17, 2018
Instrument	000000001510
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1000 E OAKBROOK PL, MT PLEASANT, IA 52641-2720

Tax Assessment & Valuation

The 2026 property tax bill for 801 E Charles St was $7,666 with a homeowner's exemption.

Source: Henry County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Henry County
Municipality	Mount Pleasant City
Unified School District	Mount Pleasant Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,666.00	$466,850 (-) Land $49,340 Building $417,510	$466,850 (-) Land $49,340 Building $417,510
2025		$466,850 Land $49,340 Building $417,510	$466,850 Land $49,340 Building $417,510
2024	$6,208.00
2023		$316,520 Land $49,340 Building $267,180	$391,520
2022	$5,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 801 E Charles St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 801 E Charles St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT PLEASANT MUNICIPAL UTILITIES serves 9,274 people · EPA ID IA4453016
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Liberty Communications Fixed Wireless · Fiber in parts of the area	500 / 200

May also be available: LISCOFIBER, Nextlink, Windstream.

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