801 E Centre Ave, Portage, MI 49002 Property Records

Kalamazoo County property record for 801 E Centre Ave, Portage, MI 49002

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,060 sqft · built 1917
Lot Size	0.7 acres (30,492 sqft)
Owner	Company Name on File
Last Sale	$200,000 (Mar 2023)
Tax Bill	$4,394 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00015-365-O`

Property Details

APN / Parcel Number

Primary APN	`10-00015-365-O`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,060 sqft Living Area
1st Floor Area	868 sqft
Basement Area	868 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Wood Siding
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	154 ft deep x 66 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	801 E CENTRE AVE
City	PORTAGE
State	MI
Zip	49002-5506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OS-1
Legal Description	SEC 15-3-11 BEG 17 R W OF S1/4 POST SEC 15 TH W ON SEC LI 4 R TH N 30 R TH E 4 R TH S 30 R TO BEG .75 A
Legal Range	11
Legal Township	03
Legal Section	15
Legal Subdivision	LAKEWOOD HOMESITES
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PORTAGE
Census Block Group	5
Census Block	5024
Census Tract	1905

Owner

Source: Kalamazoo County assessment roll, as of September 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	801 E CENTRE AVE, PORTAGE, MI 49002-5506
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Construction Mortgage OSGOOD STATE BANK
Apr 26, 2023	Deed of Trust, Mortgage · SBA Mortgage LIVE OAK BANKING COMPANY
Sep 22, 2022	Land Contract, Transfer
Mar 2, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 2, 2023 · Amount on Record
Deed Sale	Mar 2, 2023 · Amount on Record
Prior Sale	Mar 10, 2016 · Amount on Record
Deed Document Number	20234443
Prior Transfer Date	Sep 21, 2010
Prior Transfer Doc	2010034308
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 9, 2026
Property Address	801 E CENTRE AVE, PORTAGE, MI 49002-5506
Document Number	0000017679
Instrument Date	Jun 2, 2026
Instrument	202617679
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	801 E CENTRE AVE, PORTAGE, MI 49002-5506

Mortgage

Document Number	0000017679,
Date	Jun 9, 2026
Instrument	202617679

Lender

Name	OSGOOD STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jun 15, 2033

Interest

Rate	6.37%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	801 E CENTRE AVE, PORTAGE, MI 49002-5506
Transaction Type	Mortgage
Record Updated	May 12, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023009617
Date	Apr 26, 2023
Instrument	2023-009617

Lender

Name	LIVE OAK BANKING COMPANY
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Mar 29, 2033

September 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	KALAMAZOO MI
Recording Date	Sep 22, 2022
Property Address	801 E CENTRE AVE, PORTAGE, MI 49002-5506
Document Number	2022030367
Map Reference	LB 12 PG 20
Instrument Date	Sep 8, 2022
Instrument	2022-030367
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58200 E CLEAR LAKE RD, 58200, THREE RIVERS, MI 49093-8560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8080 MOORSBRIDGE RD STE 202, 202, PORTAGE, MI 49024-4422

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Mar 2, 2023
Property Address	801 E CENTRE AVE, PORTAGE, MI 49002-5506
Document Number	2023004443
Map Reference	LB 12 PG 20
Instrument Date	Sep 8, 2022
Instrument	2023-004443
Transaction Type	Transfer
Record Updated	Mar 17, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58200 E CLEAR LAKE RD, THREE RIVERS, MI 49093-8560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8080 MOORSBRIDGE RD STE 202, 202, PORTAGE, MI 49024-4422

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Portage City
Unified School District	Portage Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,400 (+14.51%)	$176,800 (+14.51%)
2025	$4,394.00	$77,200	$154,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTAGE serves 46,292 people · EPA ID MI0005520
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Metronet Holdings, Xfinity.

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