801 E 2nd St S, Ladysmith, WI 54848 Property Records

Rusk County property record for 801 E 2nd St S, Ladysmith, WI 54848

Property Summary

Property Type	Single Family Home
Lot Size	0.379 acres (16,509 sqft)
Owner	2 Individuals on Record
Last Sale	$163,000 (Jan 2022)
Tax Bill	$2,649 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Mar 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`246-02895-0000`

Property Details

APN / Parcel Number

Primary APN	`246-02895-0000`

Exterior

Lot Area	16,509 sqft (0.379 acres)

Location & Zoning

Street Address	801 E 2ND ST S
City	LADYSMITH
State	WI
Zip	54848-2230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKERS PARKWAY ADDITION LOT 1 BLOCK 2, N 35 LOT 2 BLOCK 2 & THE S 17 OF ABANDONED CENTER ST LYING N OF & ADJ TO LOT 1 BLOCK
Legal Range	06W
Legal Township	34N
Legal Section	03
Legal Subdivision	PARKERS PARKWAY ADD
Legal Block	2
Legal Lot Number	1-2
Jurisdiction	RUSK WI
Township / Civil Division	LADYSMITH
Census Block Group	4
Census Block	4055
Census Tract	960500

Owner

Source: Rusk County assessment roll, as of February 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	801 E 2ND ST S, LADYSMITH, WI 54848-2230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed, Transfer · Conventional Mortgage LOANDEPOT COM LLC
Mar 1, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CHOICE CU
Jan 14, 2019	Transfer on Death Deed, Transfer NOT AVAILABLE, MEMBER STATE BANK
Oct 2, 2017	Deed, Transfer · Conventional Mortgage DAIRYLAND STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Prior Sale	Oct 2, 2017 · Amount on Record
Deed Document Number	2022362779
Prior Transfer Date	Feb 22, 2021
Prior Transfer Doc	0000358742
Record Updated	Sep 20, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	RUSK WI
Recording Date	Jan 19, 2022
Property Address	801 E 2ND ST S, LADYSMITH, WI 54848-2230
Document Number	0000362779
Instrument Date	Jan 14, 2022
Instrument	362779
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$489.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000362780
Date	Jan 19, 2022
Instrument	362780

Lender

Name	LOANDEPOT COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUSK WI
Recording Date	Mar 1, 2021
Property Address	801 E 2ND ST S, LADYSMITH, WI 54848-2230
Document Number	0000358742
Instrument Date	Feb 22, 2021
Instrument	358742
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	801 E 2ND ST S, LADYSMITH, WI 54848-2230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	357604
Date	Nov 17, 2020
Instrument	357604

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	4.5%
Index	1-Year CMT

January 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	RUSK WI
Recording Date	Jan 14, 2019
Property Address	801 E 2ND ST S, LADYSMITH, WI 54848-2230
Document Number	0000350579
Instrument Date	Oct 11, 2018
Instrument	350579
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	NOT AVAILABLE, MEMBER STATE BANK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	RUSK WI
Recording Date	Oct 2, 2017
Property Address	801 E 2ND ST S, LADYSMITH, WI 54848-2230
Document Number	000631/695
Book / Page	631 / 695
Instrument Date	Sep 29, 2017
Instrument	346093
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000346094
Date	Oct 2, 2017
Instrument	346094

Lender

Name	DAIRYLAND STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rusk County
Municipality	Ladysmith City
Unified School District	Ladysmith School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,649.00 (+35.57%)	$88,300 (-) Land $10,800 Building $77,500	$150,900 (+36.81%)
2023	$1,954.00 Homeowner's exemption	$88,300 Land $10,800 Building $77,500	$110,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADYSMITH WATERWORKS serves 3,184 people · EPA ID WI8550131
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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