801 E 2nd Ave, Gastonia, NC 28054 Property Records

Gaston County property record for 801 E 2nd Ave, Gastonia, NC 28054

Property Summary

Property TypeBank, Financial Building
Details1,620 sqft · built 1963
Lot Size0.08 acres (3,485 sqft)
OwnerCompany Name on Record
Last Sale$215,000 (Jul 2021)
Tax Bill$760 (2026)
Deeds & MortgagesJul 2018 Mortgage
Jul 2021 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN109607

Property Details

APN / Parcel Number

Primary APN109607

Interior

Plumbing Fixtures2 Plumbing Fixtures
Total Rooms1 Room
Stories1 Story
Building Area1,620 sqft Heated Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialConcrete
Roof MaterialShingle
Lot Area3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address801 E 2ND AVE
CityGASTONIA
StateNC
Zip28054-4256
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeOFF10
Legal Description01 056 001 00 000
JurisdictionGASTON NC
Township / Civil DivisionGASTONIA
Census Block Group2
Census Block2007
Census Tract32703

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address801 E 2ND AVE, GASTONIA, NC 28054-4256
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2018Deed of Trust, Mortgage
FIRST SOUTH BANK
Jul 20, 2021Warranty Deed, Transfer · Line of Credit
TRUIST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2021 · Amount on Record
Deed SaleJul 20, 2021 · Amount on Record
Prior SaleOct 21, 1994 · Amount on Record
Deed Book / Page5247 / 2047
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address801 E 2ND AVE, GASTONIA, NC 28054-4256
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049870915
DateJul 10, 2018
Book Page4987/0915
Lender
NameFIRST SOUTH BANK
TypeBank
AddressSPARTANBURG, SC 29304
Agreement
AmountAmount Recorded
Term60 Months
DueJul 9, 2023

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateJul 20, 2021
Property Address801 E 2ND AVE, GASTONIA, NC 28054-4256
Document Number0052472047
Book / Page5247 / 2047
Instrument DateJul 19, 2021
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$430.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 550442, GASTONIA, NC 28055-0442

Transferred To (Grantee/Buyer)

NameVerified Name
Address801 E 2ND AVE, GASTONIA, NC 28054-4256

Mortgage

Document Number0052472050
DateJul 20, 2021
Instrument5247/2050
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityGastonia City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$760.00 (-5.82%)$71,120 (-4.88%) Land $11,500 Building $59,620
2023$807.00$74,770 Land $11,500 Building $63,270
2021$58,860 Land $13,070 Building $45,790

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1991–2001)
Most Recent ClaimMar 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWO RIVERS UTILITIES
serves 96,714 people · EPA ID NC0136010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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