801 Covington Rd, Belmont, CA 94002 Property Records

San Mateo County property record for 801 Covington Rd, Belmont, CA 94002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1950
Lot Size	0.131 acres (5,698 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,930,000 (Dec 2024)
Tax Bill	$24,372 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`044-283-360`

Property Details

APN / Parcel Number

Primary APN	`044-283-360`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,260 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	1,100 sqft
Basement Area	420 sqft
Family Room	Family Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	5,698 sqft (0.131 acres)
Garage Type	Basement
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	801 COVINGTON RD
City	BELMONT
State	CA
Zip	94002-1646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	140.65 FT ON COVINGTON ROAD PTN OF LOT 32 BLOCK 48 BELMONT CO CLUB PROP SUB NO 3 RSM 12/18 TO 20
Legal Subdivision	BELMONT CO CLUB PROP SUB NO 3
Legal Block	48
Legal Lot Number	32
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	5
Census Block	5009
Census Tract	608700

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	801 COVINGTON RD, BELMONT, CA 94002-1646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage BMO BANK NA
Apr 12, 2024	Grant Deed, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Apr 12, 2024	Grant Deed, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Mar 12, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2024 · Amount on Record
Deed Sale	Dec 13, 2024 · Amount on Record
Prior Sale	Apr 12, 2024 · Amount on Record
Deed Document Number	202467098
Prior Transfer Date	Feb 26, 1997
Prior Transfer Doc	0000024731
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	801 COVINGTON RD, BELMONT, CA 94002-1646
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 COVINGTON RD, BELMONT, CA 94002-1646

Mortgage

Document Number	0000065200
Date	Dec 1, 2025
Instrument	2025-065200

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Max Rate	10.7%

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 12, 2024
Property Address	801 COVINGTON RD, BELMONT, CA 94002-1646
Document Number	0000018945
Map Reference	MB 12 PG 18-20
Instrument Date	Apr 10, 2024
Instrument	2024-018945
Transaction Type	Transfer
Record Updated	May 3, 2024
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$1,452.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5255 STEVENS CREEK BLVD # 396, 396, SANTA CLARA, CA 95051-6664

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 12, 2024
Property Address	801 COVINGTON RD, BELMONT, CA 94002-1646
Document Number	0000018944
Map Reference	MB 12 PG 18-20
Instrument Date	Apr 9, 2024
Instrument	2024-018944
Transaction Type	Transfer
Record Updated	May 3, 2024
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$1,391.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 UNION AVE APT 242, 242, CAMPBELL, CA 95008-3589

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Mar 12, 2024
Property Address	801 COVINGTON RD, BELMONT, CA 94002-1646
Document Number	0000013066
Map Reference	MB 12 PG 18-20
Instrument Date	Mar 4, 2024
Instrument	2024-013066
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	801 COVINGTON RD, BELMONT, CA 94002-1646

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Belmont City
County	San Mateo County
Elementary School District	Belmont-Redwood Shores Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,968,600 (+2%) Land $1,326,000 Building $642,600
2025	$24,372.00 (+883.93%)	$1,930,000 (+1,647.22%) Land $1,300,000 Building $630,000
2023	$2,477.00 (+3.34%) Homeowner's exemption	$110,461 Land $25,895 Building $84,566	$1,954,980
2022	$2,397.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MID-PENINSULA WATER DISTRICT serves 31,059 people · EPA ID CA4110001
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 724 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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