801 Bluestone Rd, Morehead, KY 40351 Property Records

Rowan County property record for 801 Bluestone Rd, Morehead, KY 40351 · Last verified November 2025

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,320 sqft
Lot Size	22 acres (958,320 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Mar 2021)
Tax Bill	$4,725 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032-00 00 008.00`

Property Details

APN / Parcel Number

Primary APN	`032-00 00 008.00`
Alternative APNs	`11054` `11086` `11637`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,320 sqft Living Area

Exterior

Architectural Style	Other
Exterior Material	Other
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	958,320 sqft (22 acres)

Utilities, Heating & Cooling

Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Account Number	11637
Street Address	801 BLUESTONE RD
City	MOREHEAD
State	KY
Zip	40351-6213
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	HOUSE POOL & 22 A+- BLUESTONE FLAT RD
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2004
Census Tract	950201

Owner

Source: Rowan County records · APN 032-00 00 008.00

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	801 BLUESTONE RD, MOREHEAD, KY 40351-6213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 04, 2022	Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC
Aug 04, 2022	Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC
Mar 10, 2021	Deed, Transfer · Stand-Alone First Mortgage UNITED STATES OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 10, 2021 · Amount on Record
Deed Sale	Mar 10, 2021 · Amount on Record
Deed Document Number	2008533
Deed Book / Page	D278 / 820
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	801 BLUESTONE RD, MOREHEAD, KY 40351-6213
Transaction Type	Mortgage
Record Updated	Mar 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 BLUESTONE RD, MOREHEAD, KY 40351-6213

Mortgage

Document Number	00A451/835
Date	Aug 04, 2022
Book Page	A451/835
Instrument	2018169

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jul 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	801 BLUESTONE RD, MOREHEAD, KY 40351-6213
Transaction Type	Mortgage
Record Updated	Mar 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 BLUESTONE RD, MOREHEAD, KY 40351-6213

Mortgage

Document Number	00A451/856
Date	Aug 04, 2022
Book Page	A451/856
Instrument	2018170

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jul 15, 2032

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Mar 10, 2021
Property Address	801 BLUESTONE RD, MOREHEAD, KY 40351-6213
Document Number	00D278/820
Book / Page	D278 / 820
Instrument Date	Mar 01, 2021
Instrument	2008533
Transaction Type	Transfer
Record Updated	Mar 07, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4895 BULLFORK RD, MOREHEAD, KY 40351-6906

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	300 DEER RUN LN, MOREHEAD, KY 40351-7909

Mortgage

Document Number	0002008534
Date	Mar 10, 2021
Instrument	2008534

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,725.00 (-1.75%)	$564,510 (-) Land $544,510 Building $20,000	$765,800 (-) Land $215,000 Building $550,800
2023	$4,809.00	$564,510 Land $544,510 Building $20,000	$765,800 Land $215,000 Building $550,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212059502012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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